Are cash-back credit cards a real good deal?
By Ankit Sharma
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People today have many reasons to own and use a credit card. Credit cards bring with them the power to enable cashless transaction anywhere along with being laced with many additional benefits like life-time free services, lucrative reward points and cash-back offers. It has however not been long that people became comfortable using the ‘plastic money'. Credit card companies need to come out with new and lucrative offers every now and then to attract the urban middle class customer segment which is growing at a stupendous rate today.

One such offering by credit card providers are CASH BACK CREDIT CARDS. Cash-back credit cards are special kind of reward cards that lure a customer to spend more by offering him to earn money in the form of cash-back schemes. Whenever the customer uses his cash-back credit card to make payment for purchases, a percentage of it is returned back to them. The cash-back rewards can be redeemed as cash or gift vouchers.

But, it is also very necessary to go through the fine prints of cash-back credit cards which an average Indian tends to overlook. Usually, cash-back offers provided by the credit card company are subject to several terms and conditions, which limits its optimum utilization for customers.

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(Comments Posted : 3) Post Your Comments
1. Welcome to Thomas Credit Firm, I am an international business man and Lender that has offered Loans to so various individual and firms in Europe, Asia, Africa and other parts of the world. We give out our Loan for a interest rate of 2% per annul for a minimum of 100.00 to a maximum of 100,000,000.00 rubles, dollars, pounds, euros, etc. The maximum loan term we can offer is 30 Years at fixed interest rate.
Available Loans
* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Combination Loan (Secure and unsecured)
* Consolidation Loan (Secure and unsecured)
* Mortgage Loans (Secure and unsecured)

Interested candidates should please contact us today for your online quick and easy loan without collateral deposits. Email:

Thomas Dawson (Posted: Jul 9, 2015)
2. i am also using stand chart manhattan platinum credit card which gives casn back on supermarket purchase, its good.
mahesh (Posted: Apr 20, 2014)
3. Standard Chartered Bank also provides one more cash back card. It is Manhattan Platinum Credit Card.
It gives 5% cash back for shopping at all supermarkets and retails stores if the min. purchase is Rs. 100. Maximum Cash back per transaction is Rs. 200 and max. cash back per month is Rs. 500.
There is no joining fee and no annual fee for the first year. After first year they will charge Rs. 999.
I am using this credit card since last three year very happily.
gireesh kumar punjot (Posted: Jan 30, 2013)
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