NEWS & ADVICE : CREDIT CARDS
Carnival of Indian Personal Finance Blogs #1
By Ankit Sharma
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Blogs have given a new dimension to personal expression and is growing popular day by day. From now onwards Rupeetimes will keep an eye on established and emerging Indian personal finance blogs and their musings. A concise review of all the latest posts published on these blogs will be aggregated in a Carnival of Indian Personal Finance Blogs. Since we are just starting the this list might not be exhaustive, but we expect to cover every major blog on this topic in this carnival. If you find any blog that we should cover or we've missed please feel free to contact us.

The most important terms and conditions matter the most and banks insist you to read them before signing your application form. But Vinay at GEO 12.97°N 77.56°E is worried whether there are any least important terms and conditions, which the bank is hiding?

Unit Linked Insurance Plans or ULIPs as they are better know provide higher returns at lower risks, but they surely are different than regular insurance products. However, little it may be but ULIPs do have an element of risk associated with them and so are numerous charges. Personal finance 201 has a nice comparison chart covering the charges of a ULIP.

With CIBIL starting to track credit worthiness of every individual in India and assign a credit score, J. R. Varma's in his Financial Markets Blog is worried when a relatively developed and powerful authority like UK government can loose vital data of 25 million people, how can the governments be trusted with financial information on a large scale.

Ajay Shah has a working paper in which he highlights the aspects where the Indian economy has changed substantially when compared with a decade ago. Suggesting directions for institutional reforms he presents his thoughts about what the fiscal and monetary policy in India should be doing today.

Neelakantan raises his concerns over the Sakarma scheme by BBMP, which provides regularization of illegally constructed properties, with more than 25 banks stepping in to provide loans for such activities.
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