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Carnival of Indian Personal Finance Blogs #3
By Ankit Sharma
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After the successful release of Carnival of Indian Personal Finance Blogs editions 1 and 2, we gathered a relatively large number of entries for this third edition. New bloggers like Varun, Alok Verma and Megha Pathak joined forces with stalwarts like Ajay Shah and Edward Hugh. Adhering to Greg Anderson's philosophy "Focus on the journey, not the destination. Joy is found not in finishing an activity but in doing it,” let us move forward.

Identity theft, though a relatively new incident on the Indian horizon has pestered banks in western countries for the last decade. How safe are we from identity theft when we use our credit cards, debit cards or bank accounts for that matter? Varun takes a look and suggests some proven ways to protect oneself from identity theft.

Recently RBI has put on its website the guidelines for bank recovery agents and warned them of a strict action and even banning such agents if they didn't behave. But, it looks like the thick skinned banks had little effect and their recovery agents are still with their old ways. Alok Verma takes a look how the recovery agents of a private sector bank, ill-treated J S Kalra a Delhi College of Engineering Professor, who had missed out on few loan installments.

Real estate market has reached to dizzy heights here in India. A Man from India has listed some reasons why real estate market is on boom in India with changes in the Macro economic environment.

As the financial year is coming to an end, more and more people are finding tax planning in their priority list. Personal finance blog presents the advantages of planning tax investment in advance. Investment benefits can be availed throughout the year if you manage to plan your tax investment in advance and the burden of huge investments or tax cuts at year end is definitely relieved.

Ajay Shah has a checklist of things to be done in Asian financial sector policy.

In case you require financial support for your small needs like buying gifts, going for a vacation or decorating your home for this holiday season, then a personal loan will be the best option. Kaushil takes a look at why the Personal loans are the best option for small personal finance requirements and what to do if your money requirements are big.

Megha Pathak in her blog takes a look at fixed deposits and points that any investor should not miss before making investment in fixed deposits.

SBI is the largest Indian Bank and second largest issuer of credit cards but with its huge customer base, looks like it has to improve a lot because SBI has topped the list of credit card complaints 2654 complaints and the largest issuer of credit cards, ICICI bank is a close second with 1452 complaints.

With the Indian Government's plan to take over the interest rate burden on education loan during the 'moratorium period', students will definitely feel a lot better. This will make the education loan more affordable for students belonging to middle class whose family income is less than Rs. 2.5 lakh.

Edward Hugh on his India Economy Watch blog takes an incisive look at last week decision by RBI of curbing bank loans to mutual funds by mandating that all of such amounts will be considered as the lender's direct investment in stock and bond markets.


(Comments Posted : 31) Post Your Comments
1. My Brothers and Sister all over the world, I am Mr John Williams from Canada ; i was in need of loan some month ago. i needed a loan to open my restaurant and bar, when one of my long time business partner introduce me to this good and trustful loan lender Mr. Andrew that help me out with a loan, and is interest rate is very low , thank God today. I am now a successful business man, and I became useful. In the life of others, I now hold a restaurant and bar. And about 30 workers, thank GOD for my life I am leaving well today a happy father with three kids, thanks to you Mr.Andrew Now I can take care of my lovely family, i can now pay my bill. I am now the bread winner of my family. If you are look for a trustful and reliable loan leader. You can Email him via (andrewobahloanfirm@yahoo.com)
john (Posted: Nov 15, 2016)
2. HOW I GET A LEGIT LOAN @ 2% INTEREST RATE

Hello everyone my name is Doreen Williams i posted a request about how I need a loan someone advised me to contact Mr. John Emmanuel Finance, I was scared at first but decided to give them a chance to my greatest surprise my loan was approved and granted without any form of credit check, unsecured, without cosigner with just 2% interest so advise everyone out there who is in need of a loan to contact them via email. johnemmanuelloanfirm@gmail.com

1. NAME OF APPLICANT.............................
2. RESIDENTIAL COUNTRY .....................
3. RESIDENTIAL ADDRESS:........................
4. BUSINESS ADDRESS:...........................
5. AGE:........................................
6. OCCUPATION:.....................
7. AMOUNT OF LOAN REQUIRED ..................
8.Loan Duration .......................
9. PURPOSE OF THE LOAN:.........................
10. Phone NUMBER:.......................
11.LOAN DURATION........................

Contact company Via Email: johnemmanuelloanfirm@gmail.com
Doreen (Posted: Nov 6, 2016)
3. HOW I GET A LEGIT LOAN @ 2% INTEREST RATE

Hello everyone my name is Doreen Williams i posted a request about how I need a loan someone advised me to contact Mr. John Emmanuel Finance, I was scared at first but decided to give them a chance to my greatest surprise my loan was approved and granted without any form of credit check, unsecured, without cosigner with just 2% interest so advise everyone out there who is in need of a loan to contact them via email. johnemmanuelloanfirm@gmail.com

1. NAME OF APPLICANT.............................
2. RESIDENTIAL COUNTRY .....................
3. RESIDENTIAL ADDRESS:........................
4. BUSINESS ADDRESS:...........................
5. AGE:........................................
6. OCCUPATION:.....................
7. AMOUNT OF LOAN REQUIRED ..................
8.Loan Duration .......................
9. PURPOSE OF THE LOAN:.........................
10. Phone NUMBER:.......................
11.LOAN DURATION........................

Contact company Via Email: johnemmanuelloanfirm@gmail.com
Doreen (Posted: Nov 6, 2016)
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