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Health rewards credit cards in India: A review
By Vaibhav Aggarwal
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Think of the word 'credit card reward' and immediately the idea formed in your mind is that of cash back, airline rewards, shopping discounts, slashed fares on hotel reservations etc. Do health rewards strike a chord? For most of us, the answer could be a simple 'No' or 'I don't think that there are credit cards with such rewards'. Don't stretch your imagination, there are credit cards, which earn you benefits related to hospitalization or better know as 'health rewards' as you spend with that piece of plastic. The health costs are all set to rise dramatically and since, most of us have little time in our busy lives to pay proper attention to our health, its high time our credit card expenditure earn us health rewards. Here we review two such credit cards, which promise great health rewards.

 

ABN AMRO Wellness Card

This credit card from ABN Amro has a special tie-up with Max Healthcare and provides health rewards in more than one ways. This credit card has great health care offers from Max Healthcare and also carries a complimentary health screening voucher. The healthcare benefits can be extended to other members your family because up to two Add-on Cards can also be availed for your spouse, parents, dependent brothers or sisters and children over 15 years of age.

Staying fit is the additional benefit you get with the ABN Amro Wellness Credit Card. At Esporta gym it offers a 25 percent off on all printed tariffs and at Fitnesolution gym, the cardholders can get 1 month free on 3 months enrollment, 2 months free on 6 months enrollment and 3 months free on 1 year enrollment. In addition to these discounts a 10 percent off is also given on personal training sessions.

This credit card also offers Spa and Massage benefits. Cardholders can avail 15 percent off on Rs.1000 or above billing at Reeta Juneja Aromatherapy & Spa. If you want to avail membership at the Spa, the credit card will get you a 30 percent off on half yearly membership and 40 percent off on annual membership. Cardholders can also get 2 year subscription of Asia Spa Magazine - health, wellness, beauty, luxury and lifestyle magazine at a special offer price of Rs.400 and there is also a free gift waiting for all those subscribing it.

Every Rs. 50 spent on the card earns you 1 Bonanza Reward Point. and these reward points can be exchanged for exclusive gifts. However, you must accumulate 500 Bonanza Reward Points before they can be redeemed.

This MasterCard issued by ABN Amro charges an interest rate of 1.49 percent per month and has a joining fee of Rs.295. This credit provides the above mentioned offers at an annual fee of Rs. 750 and add-on cards can be availed by paying an add on card fee of Rs. 395 per card.


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(Comments Posted : 1) Post Your Comments
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James Smith (Posted: Jan 14, 2008)
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