NEWS & ADVICE : CREDIT CARDS
Internet banking: does it put your money at risk?
By Ankit Sharma
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With companies coming up with more and more facilities that require the need of Internet the chances of frauds are on a high rise. Some companies are now coming up with contactless payments. Wireless signals used in contactless payments might increase the chances of data theft. A lot is left to be seen in the field.

Tips to protect yourself

But all this doesn't mean that online banking is altogether a risky proposition. Certain precautions if taken by customers will definitely help in safeguarding them from the clutches of the scammers.

Secure personal information

The first important step is to be highly protective while revealing personal account information while transacting online. One should cross check every detail before revealing any kind of personal information on the Web. Access information should always be stored at a secure place.

Encryption

Another important security feature that needs to be taken care of is encryption. One should always verify that the banking portal has high end encryption software. This can be easily verified by looking for the encryption graphic located at the bottom of the online banking web page of the bank.

Encrypted data refers to data in a secret coding format which is only visible to the person authorized to view it. For others, all that appears in front of them are jumbled lines of code with no valid meaning.

If your bank's website does not show the logo then contact your bank immediately. Otherwise, it is safe to switch your bank.


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