Know if you are in CIBIL’s list of defaulters or not
By Ankit Sharma
Print    Email    RSS   

Many people have at some time or the other faced the problem of being denied a loan or a credit card on grounds of not being eligible for the same due to bad credit history. Often people are unable to understand why their name is in the list of defaulters and ways to remove their names from the same.

Credit Information Bureau (INDIA) Limited (CIBIL) is the central repository of credit information of all borrowers. It contains data of the credit history of all borrowers associated with the member banks/financial institutions.

When a borrower approaches for loan to a bank, the bank first gathers a Credit Information Report (CIR) of the borrower from CIBIL and on the basis of that judges the credit worthiness of the borrower and decides whether to grant him credit or not.

CIR is a factual report which gives an idea on the credit payment history of the borrower which has been compiled from information collected from different credit grantors based on a scorecard model. It helps banks to prevent the risk of bad loans by lending to non credit worthy borrowers.

A control number is generated every time a CIR is requested from CIBIL by the bank. Control number refers to a nine digit unique number which enables CIBIL to track an individual's credit report from its database.

Every time bank seeks for credit report of an individual from CIBIL, a new control number is generated.

How can one check his Credit Information Report (CIR)

Every individual has the right to access his Credit Information Report (CIR). It is through this that a person can check and analyze whether he is in the defaulter list of the concerned bank or not.

Page  | 12 |  
(Comments Posted : 2239) Post Your Comments
1. Viagra Suisse Prix
Remain in close proximity to your loved ones. These are people who will take care of you as you grow older, but more than this: those are the ones that adore you. Grow and nurture all those interactions while you era so that you get even much closer as time goes on.
Achat Viagra Pharmacie
When using the restroom, will not drive too much. This will likely exacerbate your piles instead, attempt travelling to find out if this makes you really feel like making use of the restroom. If this fails to work, try out undertaking simple exercises to obtain your bowels transferring. No matter what, will not power oneself.
Kamagra 100 Prezzo
When you are choosing a caffeine grinder out, select one which has cone-shaped or flat burrs for crushing. These grinders create significantly less warmth. This raises the preference from the caffeine. Grinders with blades instead of burrs usually do not grind constantly. They could burn legumes by providing away lots of heating.
Compra Kamagra Italia
RobertFal (Posted: Feb 19, 2018)
2. Acheter Viagra
There are plenty of places you should check out on the web that will help you find out web coding. You can discover plenty of details from different message boards and internet sites, and a number of them even offer you updates with all the most up-to-date info that there is to know on the internet which can be very helpful to you.
Cialis 100mg
To keep your email recipients active, use numerous sequences for different types of viewers. By way of example, if you get a message tackle from the transaction, that customer must obtain a really special enticing e-mail than the usual readers as their e-mail you gotten from your lead. If visitors aren't getting what they want from email messages, they then simply won't read them.
Lovegra Funziona Forum
You could may have learned that excess liquor consumption and getting to sleep capsules may cause snoring. Nevertheless, there are other substances that will put you in danger of night noises-creating. Tranquilizers really are a common cause and also antihistamines. Antihistamines could be ideal for hypersensitivity control, but may result in the very same throat muscle pleasure as liquor and sleeping capsules that will exacerbate snoring.
Viagra 50mg Uk
Matthewdor (Posted: Feb 18, 2018)
3. This message is posted here using XRumer + XEvil 4.0

XEvil 4.0 is a revolutionary application that can solve any anti-bot CAPTCHA's.
Captcha Solution Google (ReCaptcha-1, ReCaptcha-2), Facebook, BING, Hotmail, Yahoo,
Yandex, VKontakte, Captcha Com - and over 8400 other types!

You read this - it means it works! ;)
Details on the official website of XEvil, there is a free demo version.

Check YouTube video "XEvil ReCaptcha2"
LatonyaPycle (Posted: Feb 18, 2018)
Show All Comments
 Select a product:

 Select a product:

Some New Ways to Save on Your Car...
South Indian Bank launches Mobile banking...
RBI Dy. Governor rejects the possibility...
The right way to compare credit cards
How Your Credit Card Can Help To Improve...

Good Morning, i forgot my FCMB Account Number and...
Radhey@09646870399 @Escoℛts In#Chandigarh...
Radhey@09646870399 @Escoℛt In#Chandigarh...

91st Founders day of the Karnataka Bank Feb 18, 2015
Banks on strike from 25th February Feb 16, 2015
SBT bank postponed the Open House meet Feb 13, 2015
Yes bank planning to line up for credit card portfolio Feb 12, 2015
Pocket banking – new app by ICICI bank Feb 11, 2015
News Archive