NEWS & ADVICE : CREDIT CARDS
Know if you are in CIBIL’s list of defaulters or not
By Ankit Sharma
Print    Email    RSS   

CIBIL does not confer any entity/individual as defaulter. It only gives an idea about the actual credit status of the borrower. Whether an individual is to be considered a defaulter is entirely at the discretion of the concerned bank.

Borrowers can access a copy of Credit Information Report (CIR) by sending a demand draft of Rs 142/- to CIBIL along with the respective control number from the bank. The payment can also be made online. For more details, kindly refer to www.cibil.com

The following documents are required in the process:

• CIR Request Form

• Identity Proof (PAN/Passport/Voter's ID)

• Address Proof ( Bank Statement/Electricity Bill/Telephone Bill)

In case bank refuses to provide control number, then a complaint can be filed on the website of the bank. In case the bank does not respond to the complaint within 15 days then the individual can lodge a complaint with the banking ombudsman along with a copy of the complaint filed at the bank's website as proof.

It is to be noted that a direct complaint to banking ombudsman without registering it with the bank will be considered as invalid and not be entertained.

In case a person has cleared his dues with the bank and the same has not been updated with CIBIL, the above mentioned process is to be followed by the person along with obtaining a no objection certificate (NOC) from the bank.


 


Page    | 12 |
(Comments Posted : 726) Post Your Comments
1. конец рабочего дня http://gmjewels.eu/index.php?option=com_k2&view=itemlist&task=user&id=84200
MarieBoopy (Posted: Jan 23, 2017)
2. Sexy men photo blog
http://gay.boys.nude.erolove.in/?post-lawson
malindayj4 (Posted: Jan 22, 2017)
3. MAVRO
Новый проект
Новая криптовалюта
Рост от 20 до 50 процентов в месяц!
Реферальная программа 14 уровней
Подробнее....


mavro, mavro отзывы, mavro криптовалюта, mavro mmgp, mavro coin, mavro курс, мавроди mavro, mavro кран, mavro майнинг, новая криптовалюта mavro, mavro mining, mavro криптовалюта отзывы, валюта mavro, mavro coin курс, сколько монет в найденном блоке mavro
Waynebow (Posted: Jan 21, 2017)
Show All Comments
COMPARE QUICKLY
 Select a product:
 

CALCULATE QUICKLY
 Select a product:
 

EDITORS' PICKS
Carnival of Indian Personal Finance Blogs #6
Now a test for Financial Skills!!!
Utilise credit card reward points
Some quick facts about CIBIL report
Carnival of Indian Personal Finance Blogs #4


credit card no 4726426755493675 get the bill statement
HOW CAN I NO MY CIF NUMBER
credit card no.4511 5020 3099 2001 get the bill...
what is my credit card statement
i forgot my ATM pin number i could i get it again
how to improve my CIBIL score???

NEWS THIS WEEK
91st Founders day of the Karnataka Bank Feb 18, 2015
Banks on strike from 25th February Feb 16, 2015
SBT bank postponed the Open House meet Feb 13, 2015
Yes bank planning to line up for credit card portfolio Feb 12, 2015
Pocket banking – new app by ICICI bank Feb 11, 2015
News Archive