NEWS & ADVICE : CREDIT CARDS
Know if you are in CIBIL’s list of defaulters or not
By Ankit Sharma
Print    Email    RSS   

CIBIL does not confer any entity/individual as defaulter. It only gives an idea about the actual credit status of the borrower. Whether an individual is to be considered a defaulter is entirely at the discretion of the concerned bank.

Borrowers can access a copy of Credit Information Report (CIR) by sending a demand draft of Rs 142/- to CIBIL along with the respective control number from the bank. The payment can also be made online. For more details, kindly refer to www.cibil.com

The following documents are required in the process:

• CIR Request Form

• Identity Proof (PAN/Passport/Voter's ID)

• Address Proof ( Bank Statement/Electricity Bill/Telephone Bill)

In case bank refuses to provide control number, then a complaint can be filed on the website of the bank. In case the bank does not respond to the complaint within 15 days then the individual can lodge a complaint with the banking ombudsman along with a copy of the complaint filed at the bank's website as proof.

It is to be noted that a direct complaint to banking ombudsman without registering it with the bank will be considered as invalid and not be entertained.

In case a person has cleared his dues with the bank and the same has not been updated with CIBIL, the above mentioned process is to be followed by the person along with obtaining a no objection certificate (NOC) from the bank.


 


Page    | 12 |
(Comments Posted : 2062) Post Your Comments
1. Levitra Farmacia Italiana
Carry one particular option lower and you're now capable to pick an entire term or term from a software. There are various options, which include duplicate, paste, remove, or change. With all the swap function, it is possible to sort a fresh term, as well as the old selection will likely be traded. You can now quickly edit huge faults or missing terms.
Hgh Band
Whole milk is a fantastic consume that will give you a lot of vitamins that are needed if you are seeking to build muscles. You possess heard like a child that drinking whole milk could make you grow, and they have realized that is even the scenario with grownups and muscles. Get pleasure from 3 cups each day, and it will surely help you along.
Human Growth Hormone For Sale In Canada
Medical doctors propose that utilizing a tiny oil jelly may help relieve the pain of piles. Before you defecate, smear a little petroleum jelly across the rectum. This should assist the passing of your feces. When it is an especially tough stool, just a little petrol jelly might help prevent any traumas to the piles.
Kigtropin Hgh Results
WilliamSturn (Posted: Nov 17, 2017)
2. personal loans bad credit payday bad credit loan personal loans bad credit https://badcreditpersonalloans.us.com - cash now loans bad credit
Jamesbal (Posted: Nov 15, 2017)
3. lan 50000 kroner - lan 15000 kr, lan 10000 kroner.
Kirbyeleda (Posted: Nov 12, 2017)
Show All Comments
COMPARE QUICKLY
 Select a product:
 

CALCULATE QUICKLY
 Select a product:
 

EDITORS' PICKS
Easier and faster banking through Smartphones
All about Vintage/Classic car insurance in...
Rupeetimes guide to different types of...
How to protect credit card from getting...
Credit profile and its effect on loan...


how to find my sibil credit score
Radhey@09646870399 @Escoℛts In#Chandigarh...
Radhey@09646870399 @Escoℛt In#Chandigarh...
Radhey@09646870399 @Call#Giℛls In#Chandigarh...

NEWS THIS WEEK
91st Founders day of the Karnataka Bank Feb 18, 2015
Banks on strike from 25th February Feb 16, 2015
SBT bank postponed the Open House meet Feb 13, 2015
Yes bank planning to line up for credit card portfolio Feb 12, 2015
Pocket banking – new app by ICICI bank Feb 11, 2015
News Archive