NEWS & ADVICE : EDUCATION LOANS
Know your Education Loan better
By Neelima Shankar
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Are you planning to study further to enhance your employment prospects but are worried about the fees of your course? To tackle this problem, we have education loans offered by most banks and financial institutions.

With higher education becoming expensive with changing times, taking an education loan has become quite commonplace. The benefit of this loan is that you have the option of starting the repayment once you start working. This is a big relief as it does not burden the family under any circumstances. However there are few factors that can make your loan work much more effectively. You need to check these factors while going for an education loan.

Interest rate

The interest rate is most important factor for any loan and the same goes for an education loan as well. The interest rate determines the overall cost of the loan. Education loan rates are usually lower than the interest rate charged on a personal loan but slightly higher than the home loan rates. The rate charged differs from lender to lender and also depends on the loan amount. Higher the loan amount, higher is the interest charged and vice-versa.

Some banks offer a ‘fixed' rate of interest while others offer ‘floating' rate of interest. So if the difference between the two types of rate is only of around 1% then it better to go in for a fixed rate as these loans have shorter repayment period of 5 to7 years. However some banks offer fixed interest rate with reset clause which means that the lender can alter interest rate whenever it feels the need. In such a situation it is better to opt for a floating rate. This rate is linked to the prime lending rate (PLR) of the bank. The interest is normally payable on a quarterly reducing basis but some banks also charge it on a monthly reducing basis which is better for consumers.


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(Comments Posted : 23) Post Your Comments
1. Dear Applicant,

Do you seek funds to pay off Credits and Debts? SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) is here to put a stop to your financial problems. We offer all kinds of Loan (Personal Loan, Commercial Loan, etc.) We give out loan with an Interest rate of 1.00%. Interested applicants should Contact us via email: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

Please Fill the Application Form Below:
- Complete Name:
- Loan amount needed:
- Loan Duration:
- Purpose of loan:
- City / Country:
- Telephone:
- How Did You Hear About Us:

If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: SuiteCapitals@gmail.com
( SuiteCapitals@post.com )
SuiteCapitals@gmail.com (Posted: Feb 20, 2018)
2. Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 1.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
Kindly write us back with the loan information;
- Complete Name:
- Loan amount needed:
- Loan Duration:
- Purpose of loan:
- City / Country:
- Telephone:
- How Did You Hear About Us:

If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com

Yours Sincerely,
Mr. Ren Hya
PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
We look forward to hear from you ASAP
Interested applicants should Contact us via email: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
PergoCF@gmail.com (Posted: Feb 20, 2018)
3. We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 5B EUROS/USD

BROKERS ARE WELCOME & 100% PROTECTED!!!
Intermediaries/Consultants/Brokers are welcome to bring their clients and cases to our attention and in complete confidence we will work together for the benefits of all parties involve

For further details contact us with the below information Thank you.

Contact Person: Mr. Tommy Champion
Email: trustco.financeplc@gmail.com
Skype ID: trustco.financeplc
Tommy Champion (Posted: Feb 17, 2018)
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