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Manage your FD in a better way
Is SBI FD rates for 1 year and above calculated quarterly, half yearly or annually? Please advise.
Pramod Jena (Posted: Sep 19, 2011)
Is SBI FDs are calculated annually or Monthly or Quarterly? please..
sai (Posted: Jul 26, 2011)
Good Attempt
kannan k (Posted: Apr 11, 2011)
Would you please add an 'ANNUALIZED RETURN' column In your FD Interest Rate List so that customer can easily FIND Which FD Rate is the Best AMONG ALL.

Thanks,
NKG (Posted: Apr 4, 2011)
Dear Sir/Madam,

Thanks for the excellent suggestion.

Best Regards,

Gururaj
Gururaj (Posted: Feb 3, 2011)
Whgich one is adviceable:

1) To place FD in a bank without premature withdrawal penalty with 9.5% interest or

2) With the bank offering 9.75% interest but with a penalty of 1% for pre-mature withdrawal?
smgupta (Posted: Dec 27, 2010)
FIRST OF ALL THANKS TO YOU FOR YOUR VALUABLE OPINION ON BANK FDs.
I WOULD LIKE TO KNOW THAT IF I MAKE A FD FOR 8 YRS AND ASK THE INTEREST TO BE ADDED TO MY SAVINGS ACCOUNT EVERY MONTH AND THEN USE THAT MONTHLY AMOUNT IN A RECURRING DEPOSIT PLAN FOR THE SAME 8YEARS, WILL I GET MORE RETURN IN THIS CASE OR SHOULD I STICK TO THE ROUTINE FD PLAN WHERE I GET THE INTEREST AND THE PRINCIPAL AMOUNT AFTER THE MATURITY PERIOD?IN WHICH CASE THE RETURN WILL BE HIGHER PROVIDED THAT THE INTEREST RATE IS SAME BOTH FOR THE FD AND RECURRING DEPOSIT FOR 8YRS.
SAPTARSHI CHATTERJEE (Posted: Dec 21, 2010)
FIRST OF ALL THANKS TO YOU FOR YOUR VALUABLE OPINION ON BANK FDs.
I WOULD LIKE TO KNOW THAT IF I MAKE A FD FOR 8 YRS AND ASK THE INTEREST TO BE ADDED TO MY SAVINGS ACCOUNT EVERY MONTH AND THEN USE THAT MONTHLY AMOUNT IN A RECURRING DEPOSIT PLAN FOR THE SAME 8YEARS, WILL I GET MORE RETURN IN THIS CASE OR SHOULD I STICK TO THE ROUTINE FD PLAN WHERE I GET THE INTEREST AND THE PRINCIPAL AMOUNT AFTER THE MATURITY PERIOD?IN WHICH CASE THE RETURN WILL BE HIGHER PROVIDED THAT THE INTEREST RATE IS SAME BOTH FOR THE FD AND RECURRING DEPOSIT FOR 8YRS.
SAPTARSHI CHATTERJEE (Posted: Dec 21, 2010)
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