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Credit profile and its effect on loan rates in India
I have taken loan from Fullertone India Ltd thay charged Int on 81% cost like 1]Fourth Closed 4% of Balance Amount 2] usual Rate of interest 65% 3]charges of Bounced cheque Rs 500/- Insurance on Loan Rs 3000/- I have complaint to RBI but no replay obtained yet from RBI My recamandation and studing the situation our Higer authorities officer is Carrapted and fraodulant including misnistor finance field also how thay get permission
Prashant Ghodekar (Posted: Dec 5, 2008)
Credit Information Bureau (India) Limited (CIBIL).

its for comprehensive credit information by collecting, collating and disseminating credit information pertaining to borrowers. Banks, and Credit Card Companies use CIBIL’s services.
Jose (Posted: Oct 17, 2008)
i have a savings ac with sbi how do i know my ac balance online?
subhajit dutta (Posted: Oct 12, 2008)
WHAT IS SIBLE OR SIBAL ?
AS I DONT KNOW THE WORD EXACTLY.
THEY SAYS THERE IS ALL DATA OF PERSON THAT HOW MUCH & MANY LOANS HE HAS TAKEN.
VISHAL WALYAT (Posted: Aug 22, 2008)
Most of the NBFC /commerical Bank not to get rate of interest statement immediately not getting aggrement suddanly if demand they send by post I have suggest that All rate must be undercontrol by RBI but RBI get freedom why I have
Prashant Ghodekar (Posted: May 24, 2008)
imediately bank not send one copy of loan aggremet when it is signed to customer.bank statement not dispatch immediately it will be obtained by post after six month In may case ICICI bank charged 40.81% rate of interest it is very high one fraud case happan in my case bank employee demand Rs 1000/-i have told all fact to Bank in between he is not me the actual rate of interest because bank has take necessary action against him in this situation not told rate and i have signed loan aggrement than he fill up all in after . at the time of filling IT Return i have obtained Statement contained heavy int rate I have send all document to RBI contaning also installment amt difference but RBI not take any action yet please guide me
Prashant Ghodkar (Posted: May 24, 2008)



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