This is the ninth edition of the Carnival of Indian Personal Finance Blogs. Through this carnival we continue with our efforts to reach out to every major blog that has been covered in the personal finance domain owing to the warm response being received from our readers. Suggestions and feedback from the readers are always welcome on RupeeTimes. Here are the earlier editions of the Carnival.

First we have J.Prasad who has been continuously updating his blog about the status of the lending business in India. In his recent blog he talks about an appreciable effort by the state government of Andhra Pradesh to remove collateral security from loans sanctioned to farmers.

Ranjan Varma is an eminent blogger in the personal finance domain. He brings an insight into the new pension scheme (NPS). He discusses the makeover that NPS is going to receive once the Direct Tax Code (DTC) gets implemented.

EMI has emerged as a very handy tool for people these days. The system seems to have made every thing in the world fit into everyone's pockets. But this wonderful thing has been projected as a devil in a saint's disguise by Manish Chauhan. Let us see what the EMI disease is all about!!

The next blog is a new entrant in the carnival. Some time back the Satyam scam had shaken the corporate world. It actually re imbibed the necessity of diligent auditing and corporate governance in companies. This blog discusses an important issue in this context highlighting the fact that foreign audit firms may get full practicing rights in India.