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I have taken personal loan from icici bank. The emi comes on 5th of every month. My salary debits in my account on 7th of every month. Can I shift my emi date to some other date.
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| amit singh (Posted: Nov 24, 2008) |
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my wife took PL from hsbc bank and recently she was on maternity leave for 3months.due to over expenditure we could not our regular EMI. Even my wife is on leave recovery people are listening to us and they are harassing our family members for the payment. Due to this disturbances has started in our family and these executive are harrasing every month for the payment kindly guide us we are thinking of complaining to the police and to the bank as wel.
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| venkat (Posted: Oct 26, 2008) |
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I want to know weather the bank can file case u/s 138 at any place other than the place of disbursment of P.lone.And it can be done in respect of all cases of cheque bounces. Pl. help me by giveing the information under the law as well as RBI Guide lines on the subject.
Thanks
ASHOK
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| ASHOK (Posted: Oct 23, 2008) |
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I want to make career in collection/recovery sector in finance industries.thats why i want to know the guide lines regarding recovery
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| sanjeet kar (Posted: Oct 21, 2008) |
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Sir, I m credit holder of your bank, due to some financial problems I could not make payment since last three months. on 29-9-2008 an executive of your bank ( Mr. Prakash Saxena) came to my home and humiliate publicaly infront of neibghours.with my family, mean while he was speaking with me on phone. he harassed me till 12 minutes. I have recording of this conversation. he was using very bad language. Now I would like to Lodge a Police Complaint Against Bank.
Thank you.
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| Naresh R. Khatri (Posted: Oct 3, 2008) |
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sir, i had taken personal loan of 1 lakh from HDFC bank and i have payed two instalments now due to some problem i had to quit my job. now since i am unemployed and not able to pay the EMI (2 EMI bounced).upon request to bank they are not giving time frame for me to repy . and they are telling that they are goig to file a legal case. but i need time of two months as i have to join new job and then start paying the EMI. henc, kindly guide me what legal proceedure will be filed if i am not able to pay
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| deepak (Posted: Sep 22, 2008) |
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I WANT TO EDUCATION LOAN FOR AIRCRAFT MAINTENACE ENGINEERING IN SBI BHIWANDI BRACH BUT THEY ARE NOT GAVE ME EVEH ALL BARNCH OF SBI GIVE TO THIS COURSE.SO SIR PLEASE HELP ME.
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| NAVIN TAYKUMAR TANTI (Posted: Jul 30, 2008) |
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Education loan taken for a girl for higher study died in accident during her study. As per rule the loan has not been covered under LIC by bank. on information to bank the EMI was not recovered from parents salary. Now bank after 4 years issuing legal notice for recovery. Now the parents have been retired and no means except a house and pension earning Kindly advice what to do ?
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| sasanka mohanty (Posted: Jul 12, 2008) |
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Please tell me
Eligibilities for Recovery Officer
Means minimum qualification, age, etc.
any Licence is give
so details of recovery officer - recently issued by the Reserve Bank
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| raju (Posted: Jun 17, 2008) |
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I my name is Amaan Patni. I am a commerce graduate from a middle class family working in a call center from last 4 years. Recently i have taken a loan from Barclays Bank for Rs.267000 and i was paying the installment regularly. But there was excess tax deduction for me in the month of FEB and MARCH and i could not pay the EMI for 2 months. Now i am getting thereating call from the recovery department stating that they will send the executive at my place and they will sit till the time i dont pay my money.
My dad is outstation for some work and my mom and my sister is alone at home. I am worried about them. i told them that i will make the payments but they denied stating that they cannot wait. Suggest me what to do
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| Amaan Patni (Posted: Apr 5, 2008) |
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