NEWS & ADVICE : PERSONAL LOAN
Plan for your retirement
By Vaibhav Aggarwal
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Retirement is normally a big concern for almost everybody because it comes along with the fears of fading health and depleting bank balance. Throughout our lives we follow a certain hierarchy of needs and therefore most of the times we are busy satisfying our basic needs followed by our need for self esteem and luxury. The need to save for our after retirement years is often realized at a much later stage in life when all our responsibilities like owing a house or securing children's future, etc are over. Only once we reach the age of around 50 that we actually start thinking of doing something about our retirement.

However one should start considering his retirement planning at an early stage of life so as to enjoy a comfortable retirement. Further as the life expectancy in general has increased, retirement is becoming expensive day by day. So, to avoid problem in the later stage of your life, try adapting the following tips on your way to retirement planning.

Start early

Try to start your retirement planning as early as possible because the risk taking capacity is high when we are young. Generating a high return from our income always becomes our priority at a younger stage. For instance if you start savings from age of 30 and you plan to retire at 60 then you have an investment horizon of good 30 years. The longer is the period for investment, the more you can save and thereby avail the benefits of compounding interest rate. So the early you start your retirement planning, the more is the amount you will have at the time of retirement when your access to a regular income in the form of monthly salary stops.


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(Comments Posted : 4) Post Your Comments
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Mustapha Mahmood (Posted: Nov 7, 2016)
2. Do you need a Loan?
Are you looking for Finance?
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We offer Loans at low interest rate.
Interested people should please contact us on
For immediate response to your application, Kindly
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call or add us on what's app +1 323-406-1670
Mustapha Mahmood (Posted: Nov 7, 2016)
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LAKEWOOD FINANCIAL INSTITUTIONS (Posted: May 19, 2016)
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