|The J&K State Co-operative Bank came into establishment in the year 1917. It was originally named Srinagar Central Co-operative Bank for Srinagar and Leh Districts. It was given the structure of apex bank in the year 1954 and it got itself registered as The J&K State Cooperative Bank.
The bank has a three tier Cooperative Credit structure called Primary agriculture credit society (PACs), District Central Coop. Bank (DCCBs) and Apex Bank. The bank also functions as CFA for Srinagar and Leh districts. The bank currently has 17 branches. Branch network is spread across both rural and urban areas.
The bank offers loans for various purposes like Agriculture, allied agriculture, Consumer durables, public distribution system, non-farm sector activities, retail trade, housing, SHG and transport etc. to the general public of both rural and urban areas.
It also offers refinance facility to 3 district Central Coop. Banks in the State i.e. Jammu Central Coop. Bank, Baramulla C. C. Bank and Anantnag Central Coop. Bank.