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Retail Loans in India: Facts and Reviews
Though, relatively new to blogging, Neelima was quick to find out the powers of the online medium to spread her expertise on retail loans in India. A graduate in journalism, Neelima keeps track of the latest developments in retail loans in India on her blog on rupeetimes.com.
By Neelima Shankar

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Wednesday, September 17
Allahabad Bank bags award

On 14th september 2014, a function was organised at Rashtrapati Bhawan were different banks were awarded for thier well performances. Allahabad Bank was awarded with second prize in “region ‘C’” banks for the year 2012-13.

It has been reported that the Chairman and managing director of the bank was awarded with the shiled by the prseident Mr. Pranab mukherhjee. Under the Indira Gandhi Rajbhasha Shield Scheme of Department of Official Language, Ministry of Home Affairs the...

Posted 10:39:57 AM Complete Story | Post Comment | Read Comments(0)

Wednesday, September 17
OBC bank's employees to contibute for the victims of J&K

To support the victims of flood in Jammu & Kashmir the employees of Oriental Bank of Commerce have decided to help them. The staff has planned to donate thier one day salary for the people effected over there.

Apart from banking banks also work for the social well being of the society. it has benn reported that there are total number of 20,157 employees who contiduting their one day salary to Prime Minister's National Relief...

Posted 10:36:19 AM Complete Story | Post Comment | Read Comments(0)

Tuesday, September 16
SBI revised rates for the term deposits of less than 1 crore

Highly Networked bank of the country State bank of India has made certain amendments in the rates on retail term deposits. For the term deposits of below than Rs 1 crore the bank has revised its interest rates.

For the period of 1 to 3 years the bank has reduced the rate from 9 % to 8.75 %. Hitherto for the tenure of 180 to 210 days the bank has increased the rate y...

Posted 11:28:33 AM Complete Story | Post Comment | Read Comments(0)

Tuesday, September 16
Canara Bank received 1st Prize

It has been announced that last day Canara Bank was awarded with the 1st prize. Canara bank is one among the best banks in the country. For its services and banking facilities, bank is being honored by the president of the country.

Chairman and managing director of the bank Mr. Rajeev kishore Dubey informed that yesterday at the Rashtrapathi Bhavan Auditorium in New Delhi Mr. Pranab Mukherjee Awarded the bank with the 1st...

Posted 11:20:18 AM Complete Story | Post Comment | Read Comments(0)

Tuesday, September 16
J&K bank entered into partnership with NCML

Private sector bank Jammu & Kashmir Bank has tied up with National Collateral management services (NCML). Through this bank will offer the financial assistance to the farmers and traders at every stage of their process beginning from the pre harvesting up to the end i.e. marketing.

This partnership will help the bank to spread out its network across the state and will also help to build the network across the wide network of NCML...

Posted 11:14:31 AM Complete Story | Post Comment | Read Comments(0)

Monday, September 15
HDFC to issue debit card PIN through SMS

The largest credit issuer of the country – HDFC bank has planned to issue the debit card PIN to the customers through SMS. With the aim of being eco friendly the bank wanted to save paper and instead of sending PIN of the debit cards through post it will be send through the SMS.

Senior vice president of the bank Mr. Rao stated that this initiative is not only eco friendly but this will...

Posted 11:32:35 AM Complete Story | Post Comment | Read Comments(0)

Monday, September 15
SBI to introduce EMI facility on tractor loan

The largest lending bank of the public sector – State Bank of India has decided to introduce the EMI facility for the farmers. This mode of repayment will help the farmers to pay back their loan with ease.

With the purpose to curb the problem of rising bad loan in the tractor segment bank has presented this initiative, further the bank is also boosting women of the farm household to become the co...

Posted 11:26:49 AM Complete Story | Post Comment | Read Comments(0)

Friday, September 12
New branch of Corporation bank in Maharashtra

Public sector Bank – Corporation bank has lately launched a new branch to offer its services in Thane district Maharashtra. Bank is having vast network in Maharashtra with 43 branches and 50 states covering different parts of the state Chembur, Ghatkopar, Powai, Vikhroli, Bhandup and Mulund areas of Mumbai, and Raigad, Ratnagiri, Nashik and Thane.

Corporation bank is one among the finest banks. This is the 44th branch of the bank in the state. The...

Posted 11:21:50 AM Complete Story | Post Comment | Read Comments(0)

Friday, September 12
SBI will hire new employees equivalent to the number of staff getting retired

A recent report displayed that the country’s most networked Bank State Bank of India has decided to hire the new employees on basis of number employees retired. In recent time bank has received an enormous number of applications from the aspirants. For the limited vacancies bank has received immense number of applications.

The bank has decided to hire number of new employees equivalent to the numbers that are retiring. According to the data observed this...

Posted 11:16:39 AM Complete Story | Post Comment | Read Comments(0)

Thursday, September 11
PO vacancies in SBI and its associate bank

Here is the opportunity for all the aspirants desiring to work with State Bank of India and associate banks. Recently SBI has issued a notification stating that bank will be recruiting 2986 probationary officer posts in SBI and its associated banks.

All those who have completed their graduation or are in the final year of their graduation can apply for this post. The candidate needs to be in the age of 21yys to...

Posted 11:24:26 AM Complete Story | Post Comment | Read Comments(0)

Thursday, September 11
Financial literacy needs to be enhanced in India: MD of Canara bank

At the launching ceremony of a book the chairman and MD of the canara bank stated that financial literacy is low n our country. He highlighted the necessity of financial literacy.

It is necessary to guide the people on the needs of savings account the benefit of fixed deposits. To impart the financial education a lot more new bank branches need to be developed all across the country. He also stated that unlike...

Posted 11:22:28 AM Complete Story | Post Comment | Read Comments(0)

Wednesday, September 10
Applicants invited for various post by UBI bank in Mumbai

Union bank of India has invited applications in Mumbai for the various post. The candidates interested can apply for the post of Dealer (Specialized Segment) - IV, Dealer (Specialized Segment) - III, Equity Research Analyst (General Segment) - III Posts.

The union Bank has its main headquarters in Mumbai only. There is total number of 11 posts. In order to apply it is necessary for the candidate to hold a post graduation degree...

Posted 11:17:58 AM Complete Story | Post Comment | Read Comments(0)

Wednesday, September 10
Hiring for different post in Indian Bank chennai

Indian bank is recruiting candidates for the various post in Chennai. The bank is hiring candidates for the post of Armed Guard-cum-sub staff, Armed Guard-cum-driver-cum-sub staff. The bank announced that there are total numbers of 13 posts. Interested candidates need to apply before 25th September, 2014.

Before applying candidate need to ensure that he/she satisfies the eligibility criteria. Candidates applying for the post should not age more than 45 years as on July 1,...

Posted 11:15:01 AM Complete Story | Post Comment | Read Comments(0)

Tuesday, September 9
RBI established a new financial literacy gallery

With the aim to maximize the awareness on finance and banking, the Reserve bank of India has established a permanent gallery that will spread awareness on financial literacy. The gallery is open for the common people.

It will be informing the people regarding the fundamentals of banking like purpose of savings, tips for secure banking, benefits of fixed deposits, recurring deposits etc. The people will be guided through the digital display and audio visual facility.

...

Posted 11:05:45 AM Complete Story | Post Comment | Read Comments(0)

Monday, September 8
New 24 branches to be rolled out by HDFC bank

Recently it has been reported that HDFC bank is setting up 24 new branches in Odhisa by the end of this fiscal year. Currently the bank is having a total of 97 branches in the state, with the addition of these new branches the bank will have a total of 121 branches across the state.

With the aim of covering all the 30 districts of the state the bank has decided to roll these...

Posted 11:21:59 AM Complete Story | Post Comment | Read Comments(0)

Monday, September 8
Safe banking camp in Odhisa by HDFC bank

After UP now the HDFC bank has conducted a secure banking program in Odhisa. With the goal of making all its customers aware and need to follow the secure banking, the bank is organizing secure banking camps at various places.

The program was conducted across 96 branches of the bank in the state. The camp consists of various sessions highlighting the need of safe banking. The customers were taught regarding the things they...

Posted 11:18:58 AM Complete Story | Post Comment | Read Comments(0)

Monday, September 8
New supervisory college for ICICI bank

The apex bank – RBI has set up a new supervisory college for the ICICI bank. Recently the bank has set up the same for the Axis bank. As a part of supervision of cross border operations of Indian banks abroad last week the bank set up the supervisory college for ICICI bank in Mumbai.

This is the second supervisory college of the ICICI bank. Prior to this the bank has established one...

Posted 11:13:35 AM Complete Story | Post Comment | Read Comments(0)

Friday, September 5
Secure banking program Conducted by HDFC bank in UP

Third largest leading bank of the country – HDFC bank last week organized a secure banking program in Lucknow, UP. To create awareness and make customers informed regarding the safe banking the bank launched this program.

Across 248 branches of the bank in state the bank conducted this program. Tall the people were free to attend the workshop. Apart from the branches the bank organized the program at the various corporate offices, schools...

Posted 11:18:36 AM Complete Story | Post Comment | Read Comments(0)

Thursday, September 4
Life Advantage elite new plan by Bharti AXA Insurance

Last day Bharti AXA life insurance has introduced a new customized non-participating plan for its customers. The company has launched this new plan named – ‘Life elite Advantage’ to offer the facility of guaranteed regular income payouts.

This plan will enable the policy holders to select the frequency of payouts. In addition to this it will also provide the person with the lump sum amount of maturity. This is a beneficial plan for...

Posted 11:30:23 AM Complete Story | Post Comment | Read Comments(0)

Wednesday, September 3
Revision in SBBJ FCNR deposit rates

Recently the State bank of Bikaner and Jaipur revised it FCNR (B) rates. The bank has announced new rates for the fresh deposits and renewals. For the maturities in one to five years for US dollars the bank has revised the rates. The new rates are 2.34 per cent, 2.71 per cent, 4.14 per cent, 4.50 cent and 4.77 per cent.

The new rates will be applicable for all the new deposits and renewals...

Posted 11:02:23 AM Complete Story | Post Comment | Read Comments(0)

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