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| COMPARE : CAR LOANS |
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| The Surat People’s Cooperative bank Car Loan |
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| Introduction |
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| The bank gives loans for two purposes: one for personal car and the other for commercial vehicles. |
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| Highlights |
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New Car |
Used Car |
| Loan Type |
Term Loan |
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| Ex-Showroom/On Road |
On Road |
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| Loan Amount |
Min. - Rs 1500000
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| Tenure |
Min. - 12 months.
Max. - 60 months.
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| Interest Rate |
13 % |
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| Preferred Manufacturers |
Chevrolet, FIAT, Ford, GENERAL MOTORS INDIA, HINDUSTAN MOTORS, Honda, Hyundai, Mahindra, Maruti, Mercedes-Benz, Mitsubishi, Nissan, Reva, SAN Engineering, Skoda, Tata Motors, Toyota |
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 Fees & charges
Fees & charges
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New Car |
Used Car |
| Stamp Duty |
As Per Actuals |
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| Legal, Repossession and Incidental Charges |
As Per Actuals |
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| Comment on Charges |
Margin money: 20% |
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Application Process
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Application Process |
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documents required:
* Latest 6 months Bank Statement (where salary/income is credited)
* Last 2 years ITR with computation of income / Certified Financials
* Proof of Continuity current business or industries (IT Returns / Certificate of business continuity issued by the bank)
* Proof of Identity (any one)Passport / Driving Licence / Voters ID / PAN card / Photo Credit Card / Employee ID card
* Proof of Residence (any one) Ration Card / Utility bill / LIC Policy Receipt
* Proof of Office (any one) Lease deed / Utility bill / Municipal Tax receipt / title deed
* Quotation from dealer. |
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