| HDFC Bank Credit Cards |
|
HDFC credit cards help you to meet your financial needs. The credit cards designed by the bank tailor your unique needs from adding to the buying power to conducting cashless shopping or budgeting expenditure.
HDFC bank has listed its cards under different sections – Classic card, Special benefit card, Premium cards and Commercial cards. Each section has cards designed for a specific purpose and a particular income group. |
|
|
|
|
|
|
|
|
|
|
|
- All-purpose credit card
- Earn while you spend
- Add on cards- Get upto 3 add-on cards
- Zero liability on lost card
- Widely accepted
|
|
|
|
|
|
- Value Plus Cashback- Anytime Anywhere - 5% cashback on all retail spends.
Worldwide acceptance
- Cash Advance
- Revolving credit facility
- Interest Free Credit Period
- Balance Transfer Option
- Lost Card Liability
|
|
|
|
|
|
- Cashless Mediclaim
- Extra protection for your family - Add-on Float Cover
- Cash Advance
- Revolving credit facility
- Interest Free Credit Period
- Add-on Cards - Get upto 2 supplementary cards
- Zero liability on lost card
- Third Party Administrator (TPA) - changed to TTK Healthcare services
|
|
|
|
|
|
- Up to 5% cashback on air ticketing
- 5% cashback on train ticketing
- Discounts on hotel tariff
- Special Offers from HDFC Bank
- Greater reward points
- Rewards points redemption
- Worldwide acceptance
- Free Add-on card
|
|
|
|
|
|
- Worldwide Concierge Services
- Accelerated two-tier reward points
- Zero petrol surcharge.
- Insurance benefits.
- Balance Transfer facility.
- Lost card liability.
|
|
|
|
|
|
- 5% cash back on your Monthly household purchases
- 5% cash back on mobile bill payments through smartpay
- Accelerated rewards program
- Wide choice of redemption
- Worldwide acceptance
|
|
|
|
|
|
- Discounts at over 28,000 hotels and resorts worldwide
- 5% Cashback on Airline Bookings through HRG-SITA
- Worldwide Concierge Services
- Accelerated Rewards Program - earn as you spend
- 0% Fuel surcharge
- Balance Transfer - enjoy an interest-free period of 3 whole months on the transferred amount.
- Utility bills through your credit card
|
|
|
|
|
|
- It comes with a unique 24x7 Expense management solution called SMART DATA ONLINE, powered by Mastercard International.
- Corporate Benefits
- Smart Data online Reports
- My rewards
- Fabulous Discounts all over the world
- Petrol Surcharge Waiver
- Protection Through Insurance
|
|
|
|
|
|
- Higher Credit Limits
- Attractive Business Savings
- Revolving credit facility
- Interest free credit facility
- Cash at your fingertips
- Zero liability on lost card
|
|
|
|
|
|
- World Luxury.
- World Travel.
- World Holidays.
- World Concierge.
- World Rewards.
- World Assurance-The Rs. 1.5 Crore comprehensive travel cover.
- World Benefits.
|
|
|
|
|
|
- Train and airline booking
- Repaying loyalty with interest.
- Cash at your fingertips.
- Privilege pricing on loans .
- Loan Discount Offered.
- Protecting you through insurance .
- Value Added Services (VAS).
- Usage Bonus-You get 1% of your the annual cumulative Idea bill amount as a bonus! Just like that.
- Free Talk Time - Enjoy free talk time worth Rs.125 after you pay your first Idea post paid bill through this card.
- Mobile Insurance-free mobile handset insurance worth Rs.10, 000.
|
|
|
|
|
|
- Signature Golf
- Signature Access
- Signature Holidays
- Signature Concierge
- Signature Rewards
- Signature Assurance
- Signature Benefits
|
|
|
|
|
|
- 24x7 online MIS availablity.
- 60 MIS reports for better informed business decisions.
- Streamlines accounting procedures by consolidating transaction data from around the world.
- Helps in integrating with the existing accounting systems.
- Helps in minimising paperwork and simplifying reconciliation and compliance tasks.
- Smart Data online Reports
- Card programme analysis including transaction totals, ATM usage etc.
- Spending Analysis by category
- Expense reports
- Cost allocation details & summary
- Merchant summary & details
- Account management for detailed transaction information at employee level.
- Cardholder Benefits
- Protection Through Insurance: accident insurance covers upto 25 lacs on air travel and 3 lacs on rail travel.
- Privileges: Access to Clipper Lounges across India (Domestic and International Lounges).
|
|
|
|
|
|
- Eliminates the delay and cost of traditional purchase transactions.
- Enables effective control to track and manage spending.
- Automates purchase process for easy account management.
- Key Features
- Authority is granted by the bank to designated employees of corporates for official purchases through the card.
- Customizable product - The Purchase card can be restricted at
* The Merchant Category Code (MCC) level
* The HDFC Bank's EDC terminal / Payment Gateway level
- The Purchase card can be issued in the name of an Individual / Corporate.
- Business Benefits
- Reduces transaction processing time, cost of high volume and low value transactions for the Corporate.
- Streamlines the payment process and enables account management control.
- Reduces the cost of goods by consolidating the supplier base and negotiating more favorable pricing from preferred suppliers.
- Minimizes risks associated with fraud, forgery and theft through a secure, totally mechanized card program.
- Provides online expense management solutions - minimizing paperwork and simplifying reconciliation
|
|
|
|
|
|
- Benefits to Corporate
- Increases distributor's appetite for the Corporate's products.
- Shorter working capital cycle and improved cash flow management.
- Removal of cheque and cash payments and consequent problems for Corporates.
- Easy reconciliation of transactions.
- Helps quick delivery of goods or services.
- Benefits to Distributor
- Increases distributor's appetite for goods owing to easy payment option.
- Attractive finance charges and interest free credit periods.
- Flexibility of scheduling payments: part payment, pre-payment and post-payments possible.
- Reduces operational hassles in processing and reconciling transactions.
- Reduces time for procurement of goods.
|
|
|
|
|
|
|
