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| COMPARE : EDUCATION LOANS |
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| Abhyudaya Co-op. Bank Ltd. Education Loan |
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| Introduction |
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Bank provides education loan for Approved courses leading to graduate/post graduate degree and PG diplomas conducted by recognized colleges / universities recognized by UGC / Govt. / AICTE / AIBMS / ICMR etc.
Courses like ICWA, CA, CFA etc.
Courses conducted by IIMs, IITs, IISc, XLRI. NIFT,NID etc.
Regular Degree / Diploma courses like Aeronautical, pilot training, shipping, etc., approved by Director General of Civil Aviation / Shipping, if the course is pursued in India.
Approved courses offered in India by reputed foreign universities |
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| Highlights |
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Study Abroad |
Study India |
| Course |
Graduation |
Graduation |
| Loan Type |
Term Loan |
Term Loan |
| Loan Amount |
Max. - Rs 2000000
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Max. - Rs 1000000
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| Margin Money |
Upto Rs. 4.00 Lakh - Nil
Above Rs. 4.00 Lakh - 15%
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Upto Rs. 4.00 Lakh - Nil
Above Rs. 4.00 Lakh - 5%
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| Tenure |
Min. - 1 Yrs.
Max. - 15 Yrs.
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Min. - 1 Yrs.
Max. - 15 Yrs.
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| Interest Rate |
For Boys Student :
Loan upto Rs. 10.00 Lakh : 13.00%
Loan above Rs.10.00 Lakh : 14.00%
For Girls Students :
Loan upto Rs.10.00 Lakh : 12.50%
Loan above Rs.10.00 Lakh : 13.50%
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For Boys Student :
Loan upto Rs. 10.00 Lakh : 13.00%
Loan above Rs.10.00 Lakh : 14.00%
For Girls Students :
Loan upto Rs.10.00 Lakh : 12.50%
Loan above Rs.10.00 Lakh : 13.50%
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 Fees & charges
Fees & charges
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Security
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Security |
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Upto Rs. 4 Lakh Parents to be joint borrower(s).
Above Rs. 4 Lakh and upto Rs. 7.50 Lakh Besides the parents executing the documents as joint borrower(s), collateral security in the form of suitable Outside two sureties, acceptable to Bank.
Above Rs. 7.50 Lakh Besides the parents to be joint borrower(s), tangible collateral security of suitable value acceptable to bank, along with two sureties and the assignment of future income of the student for payment of installments. |
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