COMPARE : EDUCATION LOANS Dena Bank Education Loan Introduction Dena bank’s Dena Vidya Laxmi educational loan scheme aims to bridge gap between you and higher education to ensure bright future for your children. Students can apply for loan who have secured admission to professional or technical courses in India or foreign university. Highlights   Study Abroad Study India Course Graduation Post Graduation Loan Type Term Loan Term Loan Loan Purpose Graduation for professional/ technical courses offered by reputed universities; Post Graduation (MCA, MBA, MS) Graduation for professional/ technical courses offered by reputed universities; Post Graduation (MCA, MBA, MS) Loan Amount Min. - Rs 50000 Max. - Rs 400000 Min. - Rs 50000 Max. - Rs 400000 Margin Money Upto Rs. 4 lakhs- NIL for study in India and abroad. Above Rs. 4 lakhs- 5% for study in India and 15% for study abroad. 5 % Tenure Min. - 1 Yrs. Min. - 1 Yrs. Interest Rate 1% INTEREST CONCESSION IF INTEREST SERVICED DURING THE STUDY PERIOD. SIMPLE INTEREST CHARGED DURING MORATORIUM PERIOD. 1% INTEREST CONCESSION IF INTEREST SERVICED DURING THE STUDY PERIOD. SIMPLE INTEREST CHARGED DURING MORATORIUM PERIOD. Time to Process Loan 7 days 7 days  Fees & charges   Fees & charges   Study Abroad Study India Processing Fee 1 %  Eligibility Criteria   Eligibility Criteria  Study Abroad   Study Abroad: Age Min.: 16 Yrs.   Max.: 30 Yrs. Documents Required: ID Proof Yes Age Proof Yes Residence Proof Yes Income Proof Yes Telephone No Photograph Yes Bank Statement Yes Signature Proof Yes  Study India   Study India: Age Min.: 16 Yrs.   Max.: 30 Yrs. Documents Required: ID Proof Yes Age Proof Yes Residence Proof Yes Income Proof No Telephone Yes Photograph Yes Bank Statement Yes Signature Proof Yes  Security   Security upto Rs 4.00 lacs - Nil Above Rs 4.00 lacs and upto Rs 7.50 lacs - 3 rd party guarantee. above Rs 7.50 lacs - security in the form of immovable property  Terms & Conditions   Terms & Conditions Repayment starts 1 year after course completion / 6 months after obtaining employment (whichever earlier) Show All Education Loans Refine your search  Select a Bank: Any Bank ICICI Bank Wizard home loans Magma Shrachi Finance Limited HDFC Bank Fullerton India Credit Company Kotak Bank of Baroda Bank of India Canara Bank HSBC Bank Standard Chartered Bank State Bank of India PNB AXIS BANK ABN AMRO Citi Bank Dena Bank American Express Corporation Bank Allahabad Bank UCO bank Deutsche Bank IndusInd Bank Barclays Indian Bank GE Money India Central Bank of India Tata Capital Limited Bank of Maharashtra Indian Overseas Bank Syndicate Bank Union Bank of India YES Bank Vijaya Bank Jammu & Kashmir Bank Centurion Bank of Punjab Andhra Bank Catholic Syrian Bank Federal Bank IDBI Bank Karnataka bank Oriental Bank of Commerce State Bank of Mysore State Bank of Patiala Bank Of Rajasthan Reliance Capital Ltd. ING Vysya Bank Karur Vysya Bank State Bank of Hyderabad State Bank of Indore State Bank of Bikaner and Jaipur State Bank of Travancore South Indian Bank Development Credit Bank Ltd. United Bank of India  Select a Category: Study India Study Abroad  Select Course: Graduation Post Graduation     Dena Bank Products Dena Bank Auto Loans Dena Bank Home Loans Dena Bank Personal Loans Dena Bank Fixed Deposits COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Collateral and co-applicant requirements... A chronicle of excesses by loan recovery... This is how a bank lends money J&K Bank raises PLR Complete guide to education loans in India