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| COMPARE : EDUCATION LOANS |
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| Introduction |
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| Dena bank’s Dena Vidya Laxmi educational loan scheme aims to bridge gap between you and higher education to ensure bright future for your children. Students can apply for loan who have secured admission to professional or technical courses in India or foreign university. |
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| Highlights |
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Study Abroad |
Study India |
| Course |
Graduation |
Graduation |
| Loan Type |
Term Loan |
Term Loan |
| Loan Purpose |
Graduation : For job oriented professional / technical courses offered by reputed universities
Post Graduation : MCA, MBA, MS etc.
Courses conducted by CIMA-London, CPA in USA etc. |
Graduation courses, Post-Graduation courses, Masters & PhD, Professional courses. |
| Loan Amount |
For loans upto Rs.7.50 lakhs : Upto 10 years
For loans above Rs.7.50 lakhs : Upto 15 years
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Min. - Rs 50000
Max. - Rs 1000000
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| Margin Money |
Upto Rs. 4 lakhs- NIL
Above Rs. 4 lakhs is 15%
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Upto Rs. 4 lakhs- NIL
Above Rs. 4 lakhs is 5%
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| Tenure |
Min. - 5 Yrs.
Max. - 15 Yrs.
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Min. - 1 Yrs.
Max. - 15 Yrs.
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| Interest Rate |
11.8 %
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11.8 %
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| Time to Process Loan |
7 days |
7 days |
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 Fees & charges
Fees & charges
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Study Abroad |
Study India |
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| Comment on Charges |
Process fees: Rs.1000/- |
processing fee - Rs 1000/- |
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Eligibility Criteria
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Eligibility Criteria
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Study Abroad
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Study Abroad:
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| Age |
Min.: 16 Yrs. Max.: 30 Yrs. |
| Documents Required: |
| ID Proof |
Yes |
| Age Proof |
Yes |
| Residence Proof |
Yes |
| Income Proof |
Yes |
| Telephone |
No |
| Photograph |
Yes |
| Bank Statement |
Yes |
| Signature Proof |
Yes |
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Study India
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Study India:
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| Age |
Min.: 16 Yrs. Max.: 30 Yrs. |
| Documents Required: |
| ID Proof |
Yes |
| Age Proof |
Yes |
| Residence Proof |
Yes |
| Income Proof |
No |
| Telephone |
Yes |
| Photograph |
Yes |
| Bank Statement |
Yes |
| Signature Proof |
Yes |
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Terms & Conditions
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Terms & Conditions |
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Moratorium- Course period + 1 year or 6 months after getting a job, whichever is earlier. |
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Show All Education Loans
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