COMPARE : EDUCATION LOANS
Dena Bank Education Loan
Introduction
Dena bank’s Dena Vidya Laxmi educational loan scheme aims to bridge gap between you and higher education to ensure bright future for your children. Students can apply for loan who have secured admission to professional or technical courses in India or foreign university.
Highlights
  Study Abroad Study India
Course Graduation Graduation
Loan Type Term Loan Term Loan
Loan Purpose Graduation for professional/ technical courses offered by reputed universities; Post Graduation (MCA, MBA, MS) Graduation for professional/ technical courses offered by reputed universities; Post Graduation (MCA, MBA, MS)
Loan Amount Min. - Rs 50000
Max. - Rs 2000000
Min. - Rs 50000
Max. - Rs 1000000
Margin Money Upto Rs. 4 lakhs- NIL for study in India and abroad.
Above Rs. 4 lakhs- 15% for study abroad.
Upto Rs. 4 lakhs- NIL
Above Rs. 4 lakhs- 5% for study in India
Tenure Min. - 5 Yrs.
Min. - 1 Yrs.
Interest Rate Upto Rs. 4.00 lakhs:
Repayable up to 3 years: 13.75%
Repayble in > 3 yrs.: 14.25%
Above Rs.4.00 lakhs:
Repayable in 3 years: 14.25%
Repayble in > 3 yrs: 14.75%
1% p.a. interest concession if interest is serviced during study period.

For loans above Rs. 4 lacs, 1% p.a. interest concession for girl students including as applicable in Dena Shakti.
Upto Rs. 4.00 lakhs:
Repayable up to 3 years: 13.75%
Repayble in > 3 yrs.: 14.25%
Above Rs.4.00 lakhs:
Repayable in 3 years: 14.25%
Repayble in > 3 yrs: 14.75%
1% p.a. interest concession if interest is serviced during study period.

For loans above Rs. 4 lacs, 1% p.a. interest concession for girl students including as applicable in Dena Shakti.
Time to Process Loan 7 days 7 days
 Fees & charges
 Eligibility Criteria
 Security
 Terms & Conditions
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