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COMPARE : EDUCATION LOANS
Dena Bank Education Loan
Introduction
Dena bank’s Dena Vidya Laxmi educational loan scheme aims to bridge gap between you and higher education to ensure bright future for your children. Students can apply for loan who have secured admission to professional or technical courses in India or foreign university.
Highlights
  Study Abroad Study India
Course Graduation Post Graduation
Loan Type Term Loan Term Loan
Loan Purpose Graduation for professional/ technical courses offered by reputed universities; Post Graduation (MCA, MBA, MS) Graduation for professional/ technical courses offered by reputed universities; Post Graduation (MCA, MBA, MS)
Loan Amount Min. - Rs 50000
Max. - Rs 400000
Min. - Rs 50000
Max. - Rs 400000
Margin Money Upto Rs. 4 lakhs- NIL for study in India and abroad.
Above Rs. 4 lakhs- 5% for study in India and 15% for study abroad.
5 %
Tenure Min. - 1 Yrs.
Min. - 1 Yrs.
Interest Rate 1% INTEREST CONCESSION IF INTEREST SERVICED DURING THE STUDY PERIOD.
SIMPLE INTEREST CHARGED DURING MORATORIUM PERIOD.
1% INTEREST CONCESSION IF INTEREST SERVICED DURING THE STUDY PERIOD.
SIMPLE INTEREST CHARGED DURING MORATORIUM PERIOD.
Time to Process Loan 7 days 7 days
 Fees & charges
 Eligibility Criteria
 Security
 Terms & Conditions
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