ICICI Bank Education Loan
ICICI bank education loan covers the course fee, other supplementary expenses set by the institute. Student must have the letter from the Institute which has the details confirming his admission and course fee along the other important documents. ICICI bank requires a confirmation letter from ICICI Prudential life stating that the students will get absorbed under the payroll of the company.
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Course Graduation Graduation
Loan Type Term Loan Term Loan
Loan Purpose Graduation – for job oriented professional / technical courses offered by reputed universities.
Post graduation – MCA, MBA, MS etc.
Courses conducted by CIMA – London, CPA in USA etc.
Graduation courses – BA, B.Com, B.Sc. etc.
Post Graduation courses - Masters & Phd.
Professional courses – Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer, ICWA, CA, CFA etc. Courses conducted by IIM, IIT, IISc, XLRI, NIFT etc.
Computer certificate courses of reputed institutes accredited to Dept. of Electronics or Institutes affiliated to University.
Regular Degree/Diploma courses like Aeronautical, Pilot Training, shipping etc. approved by Director General of Civil Aviation/Shipping,
Courses offered in India by reputed foreign universities.
Evening courses of approved institutes.
Other courses leading to diploma / degree etc. conducted by colleges / universities approved by UGC / Govt. / AICTE / AIBMS / ICMR / etc.
Courses offered by National Institutes and other reputed private Institutions - depending on future prospects / recognition by the user Institutions.
Loan Amount Min. - Rs 50000
Max. - Rs 2000000
Min. - Rs 50000
Max. - Rs 1000000
Margin Money Loan upto Rs.4.00 lacs: No margin
Loan above Rs.4.00 lacs: 15%
Loan upto Rs.4.00 lacs: No margin
Loan above Rs.4.00 lacs: 5%
Tenure Min. - 1 Yrs.
Max. - 7 Yrs.
Min. - 1 Yrs.
Max. - 5 Yrs.
Interest Rate At least 0.50% concession in interest rates on Education Loans to girl students 11 %
 Fees & charges
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