COMPARE : EDUCATION LOANS
Indian Overseas Bank Education Loan
Introduction
Indian overseas bank offers education loan under Vidya Jothi scheme. Student who is an Indian National and have gained admission to professional / technical courses in India or abroad through entrance test / merit based selection procedure can apply for loan.
Highlights
  Study Abroad Study India
Course Graduation Graduation
Loan Type Term Loan Term Loan
Loan Amount Min. - Rs 50000
Max. - Rs 4000000
Min. - Rs 50000
Max. - Rs 3000000
Margin Money For loans upto Rs. 4.00 lakh - Nil
For loans above Rs. 4.00 lakh - 15%
For loans upto Rs. 4.00 lakh: Nil
For loans above Rs. 4.00 lakh: 5%
Tenure Min. - 5 Yrs.
Max. - 7 Yrs.
Min. - 5 Yrs.
Max. - 7 Yrs.
Interest Rate up to Rs.4 lac : 12.25%
From Rs 4 lac up to Rs. 7.5 Lacs : 13.50%
Above Rs.7.5 lacs : 13.25%
up to Rs.4 lac : 12.25%
From Rs 4 lac up to Rs. 7.5 Lacs : 13.50%
Above Rs.7.5 lacs : 13.25%
Time to Process Loan 7 days 7 days
 Fees & charges
 Security
 Terms & Conditions
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