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| COMPARE : EDUCATION LOANS |
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| Kalyan Janata Sahakari Bank Ltd., Kalyan Education Loan |
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| Introduction |
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| To meet expenses for pursuing higher education, at India or abroad. |
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| Highlights |
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Study Abroad |
Study India |
| Course |
Post Graduation |
Post Graduation |
| Loan Type |
Term Loan |
Term Loan |
| Loan Purpose |
To meet expenses for pursuing higher education, at India or abroad.
Courses include -
graduation, post-graduation, doctoral courses
medical/ dental/veterinary , engineering/ marine engg. / architecture, agriculture
management, law
pilot/ air-hostess training, IATA courses,
courses of an established/ reputed foreign university/ institute, |
Courses include -
graduation, post-graduation, doctoral courses
medical/ dental/veterinary , engineering/ marine engg. / architecture, agriculture
management, law
pilot/ air-hostess training, IATA courses,
courses of an established/ reputed foreign university/ institute, |
| Loan Amount |
Max. - Rs 2000000
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Max. - Rs 1000000
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| Margin Money |
5% to 15%
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5% to 15%.
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| Tenure |
Min. - 1 Yrs.
Max. - 5 Yrs.
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Min. - 1 Yrs.
Max. - 5 Yrs.
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| Interest Rate |
Up to Rs. 2 lakh -12.00%
Above Rs. 2 lakh and up to Rs 20 lakh - 10 %(during study period) thereafter 12% floating
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Up to Rs. 2 lakh -12.00%
Above Rs. 2 lakh and up to Rs 20 lakh - 10 %(during study period) thereafter 12% floating
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 Fees & charges
Fees & charges
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Study Abroad |
Study India |
| Pre-Payment Charges |
2 % |
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| Comment on Charges |
processing fee - 1% |
1% of the Loan limit sanctioned. |
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Security
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Security |
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Up to Rs.2 lakh - no security required (only two guarantors)
Over Rs.2 lakh - 100% security by way of immoveable property or financial assets like term deposits, NSC etc |
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