COMPARE : EDUCATION LOANS
Karnataka bank Education Loan
Introduction
Karnataka bank offers education loan to the aspiring students under the Vidyanidhi education loan scheme. Bank gives loan to the students for higher studies in India and abroad. The loan covers tuition fees, books, study material, hostel boarding and even air travel expenses.
Highlights
  Study Abroad Study India
Course Graduation Graduation
Loan Type Term Loan Term Loan
Loan Purpose Graduation - Only for job oriented professional / technical courses offered by the reputed Universities;
Post Graduation - MCA, MBA, MS; Courses conducted by CIMA-London, CPA in USA etc.
Graduate Courses - B.A., B.Sc., B.Com., B.C.A., B.B.M., Diploma in Engineering, Post Graduate Courses - Masters and Ph.D; Professional Courses - Engineering, Medical, Agriculture, Nursing, Veterinary, Law, Dental, Management, Computer, Pharmacy, Physiotherapy, Hotel Management, ICWA, CA, CFA; Courses conducted by IIM, IIT, XLRI, NIFT; Courses offered in India by reputed foreign universities; Evening Courses of approved Institutes; Other Courses leading to Diploma / Degree conducted by Colleges / Universities approved by UGC / GOVT. / AICTE / AIBMS / ICMR; Courses offered by National Institutes and other reputed private Institutions.
Loan Amount Min. - Rs 50000
Max. - Rs 2000000
Min. - Rs 50000
Max. - Rs 1000000
Margin Money Loan upto Rs.4 lakh: Nil
Loan above Rs.4 lakh : 15%
Loan upto Rs.4 lakh: No margin required
Loan above Rs.4 lakh: 5%
Tenure Min. - 1 Yrs.
Max. - 7 Yrs.
Min. - 1 Yrs.
Max. - 7 Yrs.
Interest Rate For the merit students - 13.5%
0.5% concession for the girl students
For the merit students - 13.5%
0.5% concession for the girl studentss
Time to Process Loan   7 days
 Fees & charges
 Security
 Terms & Conditions
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