UCO bank Education Loan
Students who desire to pursue basic/ higher / professional / technical education in India or abroad, UCO bank offers education loan to help them. In India loan is available for students doing plus 2, graduation, post graduation, professional courses, computer certificate courses, etc. and for studies in abroad student can take loan for graduation- job oriented courses / professional / technical offered by reputed Universities, post graduation and courses conducted by CIMA – London, etc.
  Study Abroad Study India
Course Graduation Graduation
Loan Type Term Loan Term Loan
Loan Purpose The loan is provided for
Graduation : Job oriented professional / technical courses offered by reputed Universities.
Post Graduation : MCA, MBA, MS, etc.
Courses conducted by CIMA – London, CPA in U.S.A., etc.
The loan is provided for
Graduation courses leading to degrees like B.A., B.Sc., B.Com. etc.
Post Graduate courses leading to Masters degrees as also Ph.D.
Professional courses in Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer, etc.
Computer Certificate courses of reputed institutes accredited to Universities or DoE.
Courses like ICWA, CA, CFA, etc.
Loan Amount Min. - Rs 50000
Max. - Rs 2000000
Min. - Rs 100000
Max. - Rs 1000000
Margin Money Upto Rs. 4 Lac - Nil
Above Rs. 4 Lac - 15%
Upto Rs. 4 Lac - Nil
Above Rs. 4 Lac - 5%
Tenure Min. - 5 Yrs.
Max. - 7 Yrs.
Min. - 1 Yrs.
Max. - 7 Yrs.
Interest Rate Upto Rs. 7.50 lacs : 12.70%
More than Rs. 7.50 lacs : 12.45
Upto Rs. 7.50 lacs : 12.70%
More than Rs. 7.50 lacs : 12.45
Time to Process Loan 7 days 7 days
 Fees & charges
 Eligibility Criteria
 Terms & Conditions
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