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COMPARE : EDUCATION LOANS Union Bank of India Education Loan Introduction Union Bank of India provides education loan for studies whether in India or abroad for graduation, post graduation, for job oriented courses and technical courses. Bank provides loan to needy and poor students so that they can undertake higher professional/ technical education. Highlights   Study Abroad Study India Course Graduation Graduation Loan Type Term Loan Term Loan Loan Amount Up to Rs. 20 lacs Min. - Rs 50000 Max. - Rs 1000000 Margin Money No margin for loans up to Rs. 4.00 lacs . For loan of higher amounts, the margin requirement is 15% for studies abroad. No margin for loans up to Rs. 4.00 lacs Loan of higher amounts, the margin requirement is 5% for studies in India Tenure Min. - 5 Yrs. Min. - 1 Yrs. Interest Rate Upto Rs. 4.00 Lakhs for male-14.50% for female-14.00% Above Rs. 4.00 Lakhs and Upto Rs. 7.50 Lakhs for male-15.00% for female- 14.50% Above Rs. 7.50 Lakhs (Upto Rs. 10.00 lacs for Inland;Upto Rs. 20 lacs for Foreign) for male- 14.25% for female-13.75% Upto Rs. 4.00 Lakhs for male-14.50% for female-14.00% Above Rs. 4.00 Lakhs and Upto Rs. 7.50 Lakhs for male-15.00% for female- 14.50% Above Rs. 7.50 Lakhs (Upto Rs. 10.00 lacs for Inland;Upto Rs. 20 lacs for Foreign) for male- 14.25% for female-13.75% Time to Process Loan   7 days  Fees & charges   Fees & charges   Study Abroad Study India  Security   Security * Upto Rs. 4.00 Lakhs : No collateral security required * Above Rs. 4.00 Lakhs and upto Rs. 7.50 Lakhs : no collateral security required. A suitable third party guarantee is required. * Above Rs. 7.50 Lakhs : Collateral security of suitable value is required.  Terms & Conditions   Terms & Conditions Repayment holiday or Moratorium on loan: Course period + 1 year OR 6 months after job placement, whichever is earlier. Starting from this point, the loan is to be repaid in 5-7 years after completion of course period/moratorium. 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Repco Bank  Select a Category: Study India Study Abroad  Select Course: Graduation Post Graduation     Union Bank of India Products Union Bank of India Credit Cards Union Bank of India Auto Loans Union Bank of India Home Loans Union Bank of India Personal Loans Union Bank of India Fixed Deposits Union Bank of India Savings Accounts COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS J&K Bank raises PLR Carnival of Indian Personal Finance Blogs #3 Carnival of Indian Personal Finance Blogs #1 Innovative education loan scheme for IIM... Claim tax deduction on education loan