COMPARE : EDUCATION LOANS
Vijaya Bank Education Loan
Introduction
Vijaya bank gives loan to aspiring students who are Indian National and should have secured admission to the relevant Professional/ Technical courses in India or Abroad through Entrance Test/ Merit Based Selection process. However there is no age restriction for the applicant.
Highlights
  Study Abroad Study India
Course Graduation Graduation
Loan Type Term Loan Term Loan
Loan Purpose The loan is provided for
Graduation: For job oriented professional / technical courses offered by the reputed university.
Post graduation: MCA, MBA, MS, etc.
Courses conducted by CIMA-London, CPA in USA, etc.
Pilot Training Programme offered by recognized institutions abroad approved by competent authority in that country. Example in USA the Federal Aviation Administration, Government of USA.
The loan is provided for
Graduation courses : BA, B.Com., B.Sc., etc.
Post Graduation courses : Masters & Phd.
Professional Courses :Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer courses (BCA / MCA / BSc-CS, etc)
Animation /Cartooning/ multimedia/Graphic Designing, etc.
Computer certificate courses of reputed institutes accredited to Dept., of Electronics or institutes affiliated to University.
Courses like ICWA, CA, CFA etc.
Courses conducted by IIM, IIT, IISc, XLRI.NIFT etc.
Pilot Training Programme.
Evening courses of approved institutes.
Other courses leading to diploma/ degree etc, conducted by colleges/ universities approved by UGC/ Govt/ AICTE/ AIBMS/ ICMR etc.
Loan Amount Min. - Rs 50000
Max. - Rs 2000000
Min. - Rs 50000
Max. - Rs 1000000
Margin Money Upto Rs. 4.00 Lakhs : NIL
Above Rs. 4.00 lakhs : 15 %
Upto Rs. 4.00 Lakhs : NIL
Above Rs. 4.00 lakhs : 5 %
Tenure Min. - 5 Yrs.
Max. - 10 Yrs.
Min. - 5 Yrs.
Max. - 10 Yrs.
Interest Rate upto 4 lakh - 12.05%
more than 4 lakh - 12.50%
Upto Rs. 4.00 Lakhs - 12.05%
Above Rs. 4.00 lakhs - 12.50%
Time to Process Loan   7 days
 Fees & charges
 Security
 Terms & Conditions
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