COMPARE : EDUCATION LOANS
Vijaya Bank Education Loan
Introduction
Vijaya bank gives loan to aspiring students for graduation courses, professional courses, evening courses of approved institutes, courses offered by National Institutes and other reputed private institutions subject to obtaining prior approval from the credit dept.(Operations), etc. students can also apply for the loan for studies abroad for graduation but for job oriented professional or technical courses from the reputed university and post graduation like MCA, MBA, etc. then courses conducted by CIMA- London, CPA in USA, etc. Bank cover expenses like college fees, hostel/ examination fees, and equipments needed for course, etc.
Highlights
  Study Abroad Study India
Course Graduation Graduation
Loan Type Term Loan Term Loan
Loan Purpose Fee payable to college / hostel / Examination / Library / Laboratory, Purchase of books / equipments / instruments, Caution deposit / building fund, Purchase of computer, Travel expenses / passage money Fee payable to college / hostel / Examination / Library / Laboratory, Purchase of books / equipments / instruments, Caution deposit / building fund, Purchase of computer
Loan Amount Maximum Rs.20.00 lakhs Min. - Rs 50000
Max. - Rs 1000000
Margin Money Upto Rs. 4.00 Lakhs : NIL
Above Rs. 4.00 lakhs :Studies Abroad:15 %
Scholarship / Assistantship to be included in the margin. Margin can be brought in as and when disbursements are made on prorate basis
Upto Rs. 4.00 Lakhs : NIL
Above Rs. 4.00 lakhs :Studies in India: 5 %
Tenure Min. - 5 Yrs.
Min. - 1 Yrs.
Interest Rate 13.40 13.40
Time to Process Loan   7 days
 Fees & charges
 Security
 Terms & Conditions
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