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COMPARE : FIXED DEPOSITS
Kotak Fixed Deposits
Kotak bank term deposit helps you earn an attractive interest rate on your investments. The customers who do not have bank account in Kotak bank can also apply online for term deposit account and the existing customers get the facility of phone banking or net banking for term deposit account. Depositors can avail up to 85% overdraft against term deposit by paying 2% above the deposit rate. The facility can be availed for deposits above Rs.50,000 for a tenure of 181 days or more. No penalty is charged on pre-mature encashment.
7 - 14 Days 7 - 14 Days
15 - 30 Days 15 - 30 Days
31 - 45 Days 31 - 45 Days
46 - 90 Days 46 - 90 Days
91 - 180 Days 91 - 180 Days
181 Days to 270 Days 181 Days to 270 Days
271 Days to less than 1 Year 271 Days to less than 1 Year
1 Year & above but less than 2 Years 1 Year & above but less than 2 Years
2 Years & above but less than 3 Years 2 Years & above but less than 3 Years
3 Years and above but less than 5 years 3 Years and above but less than 5 years
5 years and above upto and inclusive of 10 years 5 years and above upto and inclusive of 10 years
7 - 14 Days
Effective From: Dec 5, 2008  
Tenure 7 - 14 Days
Amount 1 - 1500000 Rs
Interest Rate

7 - 14 Days
Effective From: Dec 5, 2008 Senior Citizen
Tenure 7 - 14 Days
Amount 1 - 1500000 Rs
Interest Rate

15 - 30 Days
Effective From: Dec 5, 2008  
Tenure 15 - 30 Days
Amount 1 - 1500000 Rs
Interest Rate 4.00 / quarterly

15 - 30 Days
Effective From: Dec 5, 2008 Senior Citizen
Tenure 15 - 30 Days
Amount 1 - 1500000 Rs
Interest Rate 4.50 / quarterly

31 - 45 Days
Effective From: Dec 5, 2008  
Tenure 31 - 45 Days
Amount 1 - 1500000 Rs
Interest Rate 5.00 / quarterly

31 - 45 Days
Effective From: Dec 5, 2008 Senior Citizen
Tenure 31 - 45 Days
Amount 1 - 1500000 Rs
Interest Rate 5.50 / quarterly

46 - 90 Days
Effective From: Dec 5, 2008  
Tenure 46 - 90 Days
Amount 1 - 1500000 Rs
Interest Rate 6.00 / quarterly

46 - 90 Days
Effective From: Dec 5, 2008 Senior Citizen
Tenure 46 - 90 Days
Amount 1 - 1500000 Rs
Interest Rate 6.50 / quarterly

91 - 180 Days
Effective From: Dec 5, 2008  
Tenure 91 - 180 Days
Amount 1 - 1500000 Rs
Interest Rate 6.75 / quarterly

91 - 180 Days
Effective From: Dec 5, 2008 Senior Citizen
Tenure 91 - 180 Days
Amount 1 - 1500000 Rs
Interest Rate 7.25 / quarterly

181 Days to 270 Days
Effective From: Dec 5, 2008  
Tenure 181 - 270 Days
Amount 1 - 1500000 Rs
Interest Rate 9.50 / quarterly

181 Days to 270 Days
Effective From: Dec 5, 2008 Senior Citizen
Tenure 181 - 270 Days
Amount 1 - 1500000 Rs
Interest Rate 10.00 / quarterly

271 Days to less than 1 Year
Effective From: Dec 5, 2008  
Tenure 271 - 365 Days
Amount 1 - 1500000 Rs
Interest Rate 9.75 / quarterly

271 Days to less than 1 Year
Effective From: Dec 5, 2008 Senior Citizen
Tenure 271 - 365 Days
Amount 1 - 1500000 Rs
Interest Rate 10.25 / quarterly

1 Year & above but less than 2 Years
Effective From: Dec 5, 2008  
Tenure 365 - 730 Days
Amount 1 - 1500000 Rs
Interest Rate 10.25 / quarterly

1 Year & above but less than 2 Years
Effective From: Dec 5, 2008 Senior Citizen
Tenure 365 - 730 Days
Amount 1 - 1500000 Rs
Interest Rate 10.75 / quarterly

2 Years & above but less than 3 Years
Effective From: Dec 5, 2008  
Tenure 730 - 1095 Days
Amount 1 - 1500000 Rs
Interest Rate 10.25 / quarterly

2 Years & above but less than 3 Years
Effective From: Dec 5, 2008 Senior Citizen
Tenure 730 - 1095 Days
Amount 1 - 1500000 Rs
Interest Rate 10.75 / quarterly

3 Years and above but less than 5 years
Effective From: Dec 5, 2008  
Tenure 1095 - 1825 Days
Amount 1 - 1500000 Rs
Interest Rate 10.25 / quarterly

3 Years and above but less than 5 years
Effective From: Dec 5, 2008 Senior Citizen
Tenure 1095 - 1825 Days
Amount 1 - 1500000 Rs
Interest Rate 10.75 / quarterly

5 years and above upto and inclusive of 10 years
Effective From: Dec 5, 2008  
Tenure 1825 - 3650 Days
Amount 1 - 1500000 Rs
Interest Rate 10.00 / quarterly

5 years and above upto and inclusive of 10 years
Effective From: Dec 5, 2008 Senior Citizen
Tenure 1825 - 3650 Days
Amount 1 - 1500000 Rs
Interest Rate 10.50 / quarterly

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