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COMPARE : FIXED DEPOSITS Kotak Fixed Deposits Kotak bank term deposit helps you earn an attractive interest rate on your investments. The customers who do not have bank account in Kotak bank can also apply online for term deposit account and the existing customers get the facility of phone banking or net banking for term deposit account. Depositors can avail up to 85% overdraft against term deposit by paying 2% above the deposit rate. The facility can be availed for deposits above Rs.50,000 for a tenure of 181 days or more. No penalty is charged on pre-mature encashment. 7 - 14 Days 7 - 14 Days 15 - 30 Days 15 - 30 Days 31 - 45 Days 31 - 45 Days 46 - 90 Days 46 - 90 Days 91 - 180 Days 91 - 180 Days 181 Days to 270 Days 181 Days to 270 Days 271 Days to less than 1 Year 271 Days to less than 1 Year 1 Year & above upto and inclusive of 389 Days 1 Year & above upto and inclusive of 389 Days 390 Days 390 Days 391 Days & above upto and inclusive of 699 Days 391 Days & above upto and inclusive of 699 Days 700 Days 700 Days 701 Days & above but less than 2 Years 701 Days & above but less than 2 Years 2 Years & above but less than 3 Years 2 Years & above but less than 3 Years 3 Years and above but less than 5 years 3 Years and above but less than 5 years 5 years and above upto and inclusive of 10 years 5 years and above upto and inclusive of 10 year 7 - 14 Days Effective From: Feb 23, 2010   Tenure 7 - 14 Days Amount 1 - 15000000 Rs Interest Rate 2.00 / annually 7 - 14 Days Effective From: Feb 23, 2010 Senior Citizen Tenure 7 - 14 Days Amount 1 - 15000000 Rs Interest Rate 2.50 / annually 15 - 30 Days Effective From: Feb 23, 2010   Tenure 15 - 30 Days Amount 1 - 15000000 Rs Interest Rate 2.75 / annually 15 - 30 Days Effective From: Feb 23, 2010 Senior Citizen Tenure 15 - 30 Days Amount 1 - 15000000 Rs Interest Rate 3.25 / annually 31 - 45 Days Effective From: Feb 23, 2010   Tenure 31 - 45 Days Amount 1 - 15000000 Rs Interest Rate 3.00 / annually 31 - 45 Days Effective From: Feb 23, 2010 Senior Citizen Tenure 31 - 45 Days Amount 1 - 15000000 Rs Interest Rate 3.50 / annually 46 - 90 Days Effective From: Feb 23, 2010   Tenure 46 - 90 Days Amount 1 - 15000000 Rs Interest Rate 3.50 / annually 46 - 90 Days Effective From: Feb 23, 2010 Senior Citizen Tenure 46 - 90 Days Amount 1 - 15000000 Rs Interest Rate 4.00 / annually 91 - 180 Days Effective From: Feb 23, 2010   Tenure 91 - 180 Days Amount 1 - 15000000 Rs Interest Rate 4.00 / annually 91 - 180 Days Effective From: Feb 23, 2010 Senior Citizen Tenure 91 - 180 Days Amount 1 - 15000000 Rs Interest Rate 4.50 / annually 181 Days to 270 Days Effective From: Feb 23, 2010   Tenure 181 - 270 Days Amount 1 - 15000000 Rs Interest Rate 5.00 / annually 181 Days to 270 Days Effective From: Feb 23, 2010 Senior Citizen Tenure 181 - 270 Days Amount 1 - 15000000 Rs Interest Rate 5.50 / annually 271 Days to less than 1 Year Effective From: Feb 23, 2010   Tenure 271 - 365 Days Amount 1 - 15000000 Rs Interest Rate 5.75 / annually 271 Days to less than 1 Year Effective From: Feb 23, 2010 Senior Citizen Tenure 271 - 365 Days Amount 1 - 15000000 Rs Interest Rate 6.25 / annually 1 Year & above upto and inclusive of 389 Days Effective From: Feb 23, 2010   Tenure 365 - 389 Days Amount 1 - 15000000 Rs Interest Rate 6.50 / annually 1 Year & above upto and inclusive of 389 Days Effective From: Feb 23, 2010 Senior Citizen Tenure 365 - 389 Days Amount 1 - 15000000 Rs Interest Rate 7.00 / annually 390 Days Effective From: Feb 23, 2010   Tenure 390 - 390 Days Amount 1 - 15000000 Rs Interest Rate 6.75 / annually 390 Days Effective From: Feb 23, 2010 Senior Citizen Tenure 390 - 390 Days Amount 1 - 15000000 Rs Interest Rate 7.25 / annually 391 Days & above upto and inclusive of 699 Days Effective From: Feb 23, 2010   Tenure 391 - 699 Days Amount 1 - 15000000 Rs Interest Rate 6.50 / annually 391 Days & above upto and inclusive of 699 Days Effective From: Feb 23, 2010 Senior Citizen Tenure 391 - 699 Days Amount 1 - 15000000 Rs Interest Rate 7.00 / annually 700 Days Effective From: Feb 23, 2010   Tenure 700 - 700 Days Amount 1 - 15000000 Rs Interest Rate 7.00 / annually 700 Days Effective From: Feb 23, 2010 Senior Citizen Tenure 700 - 700 Days Amount 1 - 15000000 Rs Interest Rate 7.50 / annually 701 Days & above but less than 2 Years Effective From: Feb 23, 2010   Tenure 701 - 730 Days Amount 1 - 15000000 Rs Interest Rate 6.50 / annually 701 Days & above but less than 2 Years Effective From: Feb 23, 2010 Senior Citizen Tenure 701 - 730 Days Amount 1 - 15000000 Rs Interest Rate 7.00 / annually 2 Years & above but less than 3 Years Effective From: Feb 23, 2010   Tenure 730 - 1095 Days Amount 1 - 15000000 Rs Interest Rate 7.25 / annually 2 Years & above but less than 3 Years Effective From: Feb 23, 2010 Senior Citizen Tenure 730 - 1095 Days Amount 1 - 15000000 Rs Interest Rate 7.75 / annually 3 Years and above but less than 5 years Effective From: Feb 23, 2010   Tenure 1095 - 1825 Days Amount 1 - 15000000 Rs Interest Rate 7.25 / annually 3 Years and above but less than 5 years Effective From: Feb 23, 2010 Senior Citizen Tenure 1095 - 1825 Days Amount 1 - 15000000 Rs Interest Rate 7.75 / annually 5 years and above upto and inclusive of 10 years Effective From: Feb 23, 2010   Tenure 1825 - 3650 Days Amount 1 - 15000000 Rs Interest Rate 5 years and above upto and inclusive of 10 year Effective From: Feb 23, 2010 Senior Citizen Tenure 1825 - 3650 Days Amount 1 - 15000000 Rs Interest Rate Show All Fixed Deposits Refine your search  Enter the duration:     Days Months Years  Enter the Amount: Rs   Senior Citizen:      Kotak Products Kotak Credit Cards Kotak Auto Loans Kotak Personal Loans Kotak Savings Accounts COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Fixed Deposits: Safest instrument to invest Manage your FD in a better way Medical Insurance: Save tax along with health J&K Bank raises PLR Calculate your tax