A place that gives you a sense of belonging is your home. Bank of Rajasthan helps you in owning your home by giving you home loan. You can take loan for purchasing ready built house / flat, to buy a land or for construction, can even take loan for repair or renovation work. If you have taken loan from other approved financial institutions you can take loan for the repayment of that loan. Bank charges 20% margin on daily reducing balance basis. Bank gives you maximum of 20 years repayment period including moratorium period or up to the age of 65 years or the remaining service period whichever is earlier.
Highlights
Interest Rate
0%
Loan Amount
Min. - Rs 100000
Max. - Rs 10000000
Time to Process Loan
7 days
Interest Rates
Tenure
Interest Type
Interest Rate
Offer
15 - 20 Yrs.
Fixed
13 %
10 - 15 Yrs.
Fixed
12.25 %
5 - 10 Yrs.
Fixed
12.25 %
1 - 5 Yrs.
Fixed
12 %
1 - 5 Yrs.
Floating
11 %
5 - 10 Yrs.
Floating
11.25 %
10 - 15 Yrs.
Floating
11.5 %
15 - 20 Yrs.
Floating
12 %
Fees & charges
Fees & charges
Processing Fee
0.5 %
Pre-Payment Charges
2 %
Security
Security
Equitable Mortgage of property to be purchased out of loan.
Bappi Patta (original) along with fee deposit receipt at Gram Panchayat will be acceptable as security for loan
Terms & Conditions
Terms & Conditions
Purchase of ready built House/Flat, Land and construction thereon
Repairs and Renovation Shifting / take over of loan.