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| COMPARE : HOME LOANS |
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| Introduction |
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Dena bank provides you home loan under Dena Niwas Home loan to meet your requirement of owning a house. You can avail of Dena Niwas Home Loan to purchase a plot, construct a house, buy a ready built house or buy one under construction. The loan even helps you build an extension to your existing house or purchase a house that is up to 50 years old provided the remaining life of the house is more than 25 years. Besides you can take this loan for repairs and upgradation, which includes the cost of fixtures, POP works, retiling, fittings etc.
It even gives you the option to shift an existing home loan with any other Bank or Financial Institution. |
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| Highlights |
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| Interest Rate |
0% |
| Loan Amount |
1) Loans less than Rs.20 lakhs : 10% of cost of the house property (excluding stamp duty, registration charges, etc).
2) Rs.20 lakhs & up to 75 lacs : 20% of cost of the house property (excluding stampduty, registration charges, etc)
3)Loans above Rs.75 lakhs - 25% of cost of the house property
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| Tenure |
Min. - 5 Yrs.
Max. - 25 Yrs.
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| Time to Process Loan |
7 days |
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Interest Rates
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| Tenure |
Interest Type |
Interest Rate |
Offer |
| 10 - 20 Yrs. |
Fixed |
11.25 % |
Regular (Limit up to Rs. 30.00 Lacs)
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| 1 - 5 Yrs. |
Fixed |
11.25 % |
Regular (Limit up to Rs. 30.00 Lacs)
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| 1 - 20 Yrs. |
Floating |
10.25 % |
Regular (Up to Rs 75 lakh - 10.25%
Above rs 75 Lakh - 10.50%)
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| 5 - 10 Yrs. |
Fixed |
11.25 % |
Regular (Limit up to Rs. 30.00 Lacs)
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 Fees & charges
Fees & charges
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Eligibility Criteria
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Eligibility Criteria
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Salaried
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Salaried:
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| Annual Income |
Rs 120000 |
| Age |
Min.: 25 Yrs. Max.: 55 Yrs. |
| Documents Required: |
| ID Proof |
Yes |
| Residence Proof |
Yes |
| Income Proof |
Yes |
| Telephone |
No |
| Photograph |
Yes |
| Bank Statement |
Yes |
| Signature Proof |
Yes |
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Security
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Security |
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Simple equitable mortgage of the house/flat/apartment on which the loan is availed. |
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Show All Home Loans
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