Dena bank provides you home loan under Dena Niwas Home loan to meet your requirement of owning a house. Bank offers loan for purchase of plot, buy a ready built house or buy an under construction house. You can take loan for repair and up gradation of your existing home such as cost of fixtures, POP works, retiling, fittings etc. Bank also gives an option of shifting an existing home loan with any other Bank like HSBC, Punjab National bank etc or Financial Institution. Fulfill the eligibility criteria and documentation and own your home.
Highlights
Interest Rate
10.5%
Loan Amount
Min. - Rs 100000
Max. - Rs 1500000
Tenure
Min. - 5 Yrs.
Max. - 20 Yrs.
Time to Process Loan
7 days
Interest Rates
Tenure
Interest Type
Interest Rate
Offer
15 - 20 Yrs.
Fixed
11.25 %
10 - 15 Yrs.
Fixed
11.25 %
15 - 20 Yrs.
Floating
10.75 %
10 - 15 Yrs.
Floating
10.75 %
5 - 10 Yrs.
Floating
10.5 %
1 - 5 Yrs.
Floating
10.75 %
5 - 10 Yrs.
Fixed
11.25 %
1 - 5 Yrs.
Fixed
10.75 %
Fees & charges
Fees & charges
Processing Fee
0.5 %
Eligibility Criteria
Eligibility Criteria
Salaried
Salaried:
Annual Income
Rs 120000
Age
Min.: 25 Yrs. Max.: 55 Yrs.
Documents Required:
ID Proof
Yes
Residence Proof
Yes
Income Proof
Yes
Telephone
No
Photograph
Yes
Bank Statement
Yes
Signature Proof
Yes
Security
Security
Simple equitable mortgage of the house/flat/apartment on which the loan is availed.