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| COMPARE : HOME LOANS |
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| Introduction |
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| What is your dream to own a two-bed apartment, a dream to own sea-facing penthouse or want to buy a land to build your dream house? You can fulfill all your dreams by taking home loan from HDFC bank. Bank finances up to 85% maximum of the cost of the property, gives home improvement loan, loan for extension of existing house. Bank has flexible repayment options so that you don’t face problem. Insurance cover plan is given by HDFC Standard Life Insurance Company Ltd. to cover life’s uncertainties of the borrowers. |
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| Highlights |
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| Interest Rate |
0% |
| Loan Amount |
Min. - Rs 100000
(80%)
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| Tenure |
Min. - 5 Yrs.
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| Time to Process Loan |
7 days |
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Interest Rates
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| Tenure |
Interest Type |
Interest Rate |
Offer |
| 1 - 30 Yrs. |
Fixed |
11.25 % |
Regular (Upto and including Rs 30 lacs - 10.50% to 11.00%
Over Rs. 30 lacs - 10.75% to 11.25%)
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 Fees & charges
Fees & charges
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| Processing Fee |
0.5 % |
| Cheque Bouncing Charges |
500 Rs |
| Late Payment Penalty |
2 % |
| Pre-Payment Charges |
2 % |
| Cheque Swapping Charges |
500 Rs |
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Eligibility Criteria
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Eligibility Criteria
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Salaried
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Salaried:
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| Annual Income |
Rs 120000 |
| Age |
Min.: 24 Yrs. Max.: 55 Yrs. |
| Documents Required: |
| ID Proof |
Yes |
| Residence Proof |
Yes |
| Income Proof |
Yes |
| Telephone |
No |
| Photograph |
Yes |
| Bank Statement |
Yes |
| Signature Proof |
Yes |
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Security
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Security |
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Security for the loan is a first mortgage of the property to be financed, normally by way of deposit of title deeds and/or such other collateral security as may be necessary. Interim security may be required, if the property is under construction. |
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Show All Home Loans
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