Indian bank helps to cherish your dreams of owning a home through a specially designed home loan scheme offered on most attractive terms. Individuals, salaried class, businessmen, professionals and self-employed people, who have experience of 3 years or have completed a minimum period of service can avail this scheme. Bank offers loan to pensioners also who have good net worth / repayment capacity and must have guarantee / NOC from legal heir. You can take loan for purchasing a new house / flat or for repairing or you want to change the looks of your house then take the loan. Planning to construct the house then can apply for loan.