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Credit Cards   Auto Loans   Home Loans   Personal Loan         Fixed Deposits   Savings Accounts   Education Loans   Auto Insurance     COMPARE : HOME LOANS Indian Overseas Bank Home Loan Introduction Indian overseas bank offers home loan under various schemes such as home improvement scheme- for salaried individual having a confirmed service. Loan can be taken for repair, renovation, up gradation and making modifications, etc. Home Décor scheme – to furnish your home. You can apply for this loan if you are employed individual with 3 years of confirmed service but you must have your own home. Even NRI can take home loan to buy, build or renovate home. But there is a condition that the house/flat should be for your own occupation when you return to India. Highlights Interest Rate 0% Loan Amount Min. - Rs 100000 Max. - Rs 500000000 Tenure Min. - 1 Yrs. Max. - 30 Yrs. Time to Process Loan 7 days Interest Rates Tenure Interest Type Interest Rate Offer 1 - 30 Yrs. Floating 10.25 % Regular (Up to Rs.30 lakh - 10.25% Above Rs.30 lakh & up to Rs.75 lacs - 10.25% Above Rs.75 lacs - 10.50%)  Fees & charges   Fees & charges Processing Fee 0.58 % Pre-Payment Charges 1 %  Security   Security First mortgage on the property to be bought, constructed or renovated The land should be in the applicant's name or jointly with spouse who should be a co-obligant Should have a clear and marketable title over the property should have comprehensive insurance on the property for adequate value Additional security in the form of NSC, LIC, Units of UTI will also be accepted Show All Home Loans Refine your search  Select a Bank: Any Bank Abhyudaya Co-op. Bank Ltd. ABN AMRO Allahabad Bank Amanath Co-operative Bank Ltd. American Express Andhra Bank Andhra Pradesh Mahesh Co-Op Urban Bank Ltd. Andhra Pradesh State Cooperative Bank AXIS BANK Bajaj Allianz General Insurance Company Bank of Baroda Bank of India Bank of Maharashtra Bank Of Rajasthan Barclays Bassein Catholic Co-op.Bank Ltd. Bharat Co-operative Bank (Mumbai) Limited Bharti AXA General Insurance Company Bhartiya Mahila Bank Bombay Mercantile Co-operative Bank Limited Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Cholamandalam General Insurance Company Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Dombivli Nagari Sahakari Bank Ltd. Federal Bank Fullerton India Credit Company Future Generali India Insurance Company GE Money India HDFC Bank HDFC ERGO General Insurance Company HSBC Bank ICICI Bank ICICI Lombard General Insurance Company IDBI Bank IFFCO TOKIO General Insurance Company Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Janakalyan Sahakari Bank Ltd Karnataka bank Karnataka Vikas Grameen Bank Karur Vysya Bank Kotak Mahindra Bank LIC Housing Finance Ltd M.P. Rajya Sahkari Bank Maryadit Magma Fincorp Limited Muthoot Group NABARD Bank National Housing Bank National Insurance Company NKGSB CO-OP Bank LTD. Nutan Nagarik Sahakari Bank Limited Oriental Bank of Commerce Orissa State Co-operative Bank Ltd Punjab & Sind Bank Punjab National Bank Rajkot Nagarik Sahakari Bank Ltd. Reliance Capital Ltd. Reliance General Insurance Company Repco Bank Royal Bank of Scotland Royal Sundaram Alliance Insurance Company Rupee Co-op. Bank Ltd. SBI Commercial and International Bank Ltd. Shriram General Insurance Company Limited South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Indore State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank Tamilnad Mercantile Bank Ltd TATA AIG General Insurance Company Tata Capital Limited The Ahmedabad Mercantile Co-op. Bank Ltd The Akola Janata Commercial Co-operative Bank Ltd. The Bihar State Co-operative Bank Ltd. The Goa State Co-Operative Bank Ltd The Greater Bombay Co-operative Bank Ltd The Haryana State Cooperative Apex Bank Ltd THE HP State Co-operative Bank Ltd. The J&K State Cooperative Bank The Karad Urban CO-OP Bank Ltd The Kerala State Cooperative Bank Ltd The Lakshmi Vilas Bank Limited The Mahanagar Co-op Bank Ltd The Meghalaya Co-operative Apex Bank Ltd. The New India Assurance Company The Oriental Insurance Company The Punjab State Cooperative Bank The Ratnakar Bank Ltd. The Saraswat Coop Bank Ltd The Sikkim State Cooperative Bank Ltd. The Surat People’s Cooperative bank The Thane Janata Sahakari Bank Ltd The West Bengal State Co-operative Bank Ltd. Tripura State Cooperative Bank UCO bank Union Bank of India United Bank of India United India Insurance Company Universal Sompo General Insurance Company Vijaya Bank Wizard home loans YES Bank  Select a Category: Salaried Self Employed  Select Tenure: 1-5 Yrs. 5-10 Yrs. 10-15 Yrs. 15-20 Yrs. more than 20 Yrs.  Interest Rate:  Fixed     Floating     Indian Overseas Bank Products Indian Overseas Bank Credit Cards Indian Overseas Bank Auto Loans Indian Overseas Bank Personal Loans Indian Overseas Bank Fixed Deposits Indian Overseas Bank Savings Accounts Indian Overseas Bank Educational Loans COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans Auto Insurance   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans Auto Insurance   EDITORS' PICKS J&K Bank raises PLR Home Loan or Own Funds: A Classic Dilemma Choose right repayment plan for home loans Are fixed home loan rates actually... 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