COMPARE : HOME LOANS Indian Overseas Bank Home Loan Introduction Indian overseas bank offers home loan under various schemes such as home improvement scheme- for salaried individual having a confirmed service. Loan can be taken for repair, renovation, up gradation and making modifications, etc. Home Décor scheme – to furnish your home. You can apply for this loan if you are employed individual with 3 years of confirmed service but you must have your own home. Even NRI can take home loan to buy, build or renovate home. But there is a condition that the house/flat should be for your own occupation when you return to India. Highlights Interest Rate 0% Loan Amount Min. - Rs 100000 Max. - Rs 10000000 Time to Process Loan 7 days Interest Rates Tenure Interest Type Interest Rate Offer 15 - 20 Yrs. Floating 10.75 %   10 - 15 Yrs. Floating 10.5 %   5 - 10 Yrs. Floating 10.25 %   1 - 5 Yrs. Floating 10 %   5 - 10 Yrs. Fixed 11 %   1 - 5 Yrs. Fixed 10.5 %    Fees & charges   Fees & charges Processing Fee 0.57 % Pre-Payment Charges 1 % Show All Home Loans Refine your search  Select a Bank: Any Bank ICICI Bank Wizard home loans Magma Shrachi Finance Limited HDFC Bank Fullerton India Credit Company Kotak Bank of Baroda Bank of India Canara Bank HSBC Bank Standard Chartered Bank State Bank of India PNB AXIS BANK ABN AMRO Citi Bank Dena Bank American Express Corporation Bank Allahabad Bank UCO bank Deutsche Bank IndusInd Bank Barclays Indian Bank GE Money India Central Bank of India Tata Capital Limited Bank of Maharashtra Indian Overseas Bank Syndicate Bank Union Bank of India YES Bank Vijaya Bank Jammu & Kashmir Bank Centurion Bank of Punjab Andhra Bank Catholic Syrian Bank Federal Bank IDBI Bank Karnataka bank Oriental Bank of Commerce State Bank of Mysore State Bank of Patiala Bank Of Rajasthan Reliance Capital Ltd. ING Vysya Bank Karur Vysya Bank State Bank of Hyderabad State Bank of Indore State Bank of Bikaner and Jaipur State Bank of Travancore South Indian Bank Development Credit Bank Ltd. United Bank of India  Select a Category: Salaried Self Employed  Select Tenure: 1-5 Yrs. 5-10 Yrs. 10-15 Yrs. 15-20 Yrs. more than 20 Yrs.  Interest Rate:  Fixed     Floating     Indian Overseas Bank Products Indian Overseas Bank Credit Cards Indian Overseas Bank Auto Loans Indian Overseas Bank Personal Loans Indian Overseas Bank Fixed Deposits COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Effect of employment on loan eligibility... Fixed or floating interest rate home loan:... IBA to push for MIBOR as the benchmark rate Home loans: a route to home sweet home Six tips to choose your home loan lender