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COMPARE : HOME LOANS |
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Kalyan Janata Sahakari Bank Ltd., Kalyan Home Loan |
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Introduction |
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bank provides loan For construction of own house.
For purchase of ready built / under construction house or flat.
For purchase of old house/ flat (on resale basis).
For takeover of existing housing loans from other bank/ finance co. |
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Highlights |
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Interest Rate |
0% |
Loan Amount |
New Flat: 20% on agreement cost
For resale flat - 30% on agreement cost or valuation whichever is lower(Irrespective of age of building)
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Tenure |
Min. - 1 Yrs.
Max. - 20 Yrs.
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Interest Rates
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Tenure |
Interest Type |
Interest Rate |
Offer |
1 - 20 Yrs. |
Floating |
12 % |
Regular (up to Rs 25 lakhs -11%
above Rs 25 lakhs - 12%)
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Fees & charges
Fees & charges
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Security
Security |
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Equitable /Registered legal mortgage of house/flat to be financed
Guarantors
Two guarantors with sufficient net worth and income, to be acceptable to the Bank. |
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