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Credit Cards   Auto Loans   Home Loans   Personal Loan         Fixed Deposits   Savings Accounts   Education Loans   Auto Insurance     COMPARE : HOME LOANS Karur Vysya Bank Home Loan Introduction Karur Vyasa bank provides home loan under the scheme name happy home loan for For construction of Independent Houses For outright purchase of Independent Houses, Flats (not older than 15 years) For purchase of plots and construction there on. For Take over of Loans from another Bank / FI’s For Improvement/ Repairs/ Additional construction/Renovation of existing houses or flats owned by you. For purchase of Plots or Flats developed by Government Authorities. Highlights Interest Rate 0% Loan Amount 25.00%- For New Houses/Flat 30.00%- For Old Houses/Flat (Repayment up to 15 Years) 35.00%- For Old Houses/Flat (Repayment above 15 Years) Tenure Min. - 1 Yrs. Max. - 25 Yrs. Interest Rates Tenure Interest Type Interest Rate Offer 1 - 25 Yrs. Fixed 11.5 %    Fees & charges   Fees & charges Processing Fee 1 %  Security   Security Primary Security Equitable Mortgage of Land & building Collateral Security Optional (NSC/KVP/LIC Policies, Bank Deposits, Land & Building etc.,) Guarantee A suitable Guarantor with sufficient net worth , acceptable to the Bank (preferably spouse or family members or friends)  Terms & Conditions   Terms & Conditions In case of Salaried Persons: Salary certificate for the last 6 Months to be submitted along with certificate from the Employer. In case of Self Employed: Latest ITR/Income Statement to be submitted. The Net take Home pay after deducting the proposed HL installment should not exceed 40% of the gross Pay. For the purpose of Maximum loan eligibility Income of the SPOUSE may be added. Agriculturist may also avail the loan with proper proof of income (IT Return) Loan may be granted to purchase vacant land provided they should begin construction within 6 months from the date of availing the loan. No prepayment charges will be levied. Show All Home Loans Refine your search  Select a Bank: Any Bank Abhyudaya Co-op. Bank Ltd. ABN AMRO Allahabad Bank Amanath Co-operative Bank Ltd. American Express Andhra Bank Andhra Pradesh Mahesh Co-Op Urban Bank Ltd. Andhra Pradesh State Cooperative Bank AXIS BANK Bajaj Allianz General Insurance Company Bank of Baroda Bank of India Bank of Maharashtra Bank Of Rajasthan Barclays Bassein Catholic Co-op.Bank Ltd. Bharat Co-operative Bank (Mumbai) Limited Bharti AXA General Insurance Company Bhartiya Mahila Bank Bombay Mercantile Co-operative Bank Limited Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Cholamandalam General Insurance Company Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Dombivli Nagari Sahakari Bank Ltd. Federal Bank Fullerton India Credit Company Future Generali India Insurance Company GE Money India HDFC Bank HDFC ERGO General Insurance Company HSBC Bank ICICI Bank ICICI Lombard General Insurance Company IDBI Bank IFFCO TOKIO General Insurance Company Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Janakalyan Sahakari Bank Ltd Karnataka bank Karnataka Vikas Grameen Bank Karur Vysya Bank Kotak Mahindra Bank LIC Housing Finance Ltd M.P. Rajya Sahkari Bank Maryadit Magma Fincorp Limited Muthoot Group NABARD Bank National Housing Bank National Insurance Company NKGSB CO-OP Bank LTD. Nutan Nagarik Sahakari Bank Limited Oriental Bank of Commerce Orissa State Co-operative Bank Ltd Punjab & Sind Bank Punjab National Bank Rajkot Nagarik Sahakari Bank Ltd. Reliance Capital Ltd. Reliance General Insurance Company Repco Bank Royal Bank of Scotland Royal Sundaram Alliance Insurance Company Rupee Co-op. Bank Ltd. SBI Commercial and International Bank Ltd. Shriram General Insurance Company Limited South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Indore State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank Tamilnad Mercantile Bank Ltd TATA AIG General Insurance Company Tata Capital Limited The Ahmedabad Mercantile Co-op. Bank Ltd The Akola Janata Commercial Co-operative Bank Ltd. The Bihar State Co-operative Bank Ltd. The Goa State Co-Operative Bank Ltd The Greater Bombay Co-operative Bank Ltd The Haryana State Cooperative Apex Bank Ltd THE HP State Co-operative Bank Ltd. The J&K State Cooperative Bank The Karad Urban CO-OP Bank Ltd The Kerala State Cooperative Bank Ltd The Lakshmi Vilas Bank Limited The Mahanagar Co-op Bank Ltd The Meghalaya Co-operative Apex Bank Ltd. The New India Assurance Company The Oriental Insurance Company The Punjab State Cooperative Bank The Ratnakar Bank Ltd. The Saraswat Coop Bank Ltd The Sikkim State Cooperative Bank Ltd. The Surat People’s Cooperative bank The Thane Janata Sahakari Bank Ltd The West Bengal State Co-operative Bank Ltd. Tripura State Cooperative Bank UCO bank Union Bank of India United Bank of India United India Insurance Company Universal Sompo General Insurance Company Vijaya Bank Wizard home loans YES Bank  Select a Category: Salaried Self Employed  Select Tenure: 1-5 Yrs. 5-10 Yrs. 10-15 Yrs. 15-20 Yrs. more than 20 Yrs.  Interest Rate:  Fixed     Floating     Karur Vysya Bank Products Karur Vysya Bank Auto Loans Karur Vysya Bank Personal Loans Karur Vysya Bank Fixed Deposits Karur Vysya Bank Savings Accounts Karur Vysya Bank Educational Loans COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans Auto Insurance   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans Auto Insurance   EDITORS' PICKS Home loans: a route to home sweet home Bankers concerned on RBI loan recovery... 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