Punjab National Bank Home Loan
PNB reaches out to you with fast, friendly and most convenient home loans under Normal and Flexible variants.

Construction or purchase of new/old house/ flat/ plot Carrying out repairs/ renovations/ additions/ alterations/ furnishing.
After 3 years loan for personal needs allowed only under Flexible variant.
Borrowers are entitled for 20% increase in the original total limit sanctioned after a lapse of five years under Flexible variant.

PNB provides
For furnishing of house – Maximum Rs. 2 Lacs
For purchase of Land/ Plot - Maximum Rs. 50 Lacs.
Interest Rate 0%
Loan Amount For Loans upto Rs. 75 lac - 20%

For Loans above Rs. 75 lac - 25%
Tenure Min. - 5 Yrs.
Max. - 25 Yrs.
Interest Rates
Tenure Interest Type Interest Rate Offer
1 - 25 Yrs. Floating 10.25 % Regular ( up to Rs 75 lacs - 10.25%
Above Rs75 lacs - 10.50%)
1 - 25 Yrs. Fixed 11 % Regular (up to Rs 75 lacs - 10.50%
Above Rs75 lacs - 11%)
 Fees & charges
 Eligibility Criteria
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