Punjab & Sind Bank Home Loan
The bank offers home loans for purchase of Plot and for Construction/ Acquisition/ Purchase/ Extension/ Repair / Renovation.

Quantum of Finance

i) For construction of house or purchase of house/ flat/ Plot: Need based finance, with no Maximum limit

ii) For repairs / renovation / additions / alterations: Maximum Rs. 20.00 lac.
Interest Rate 0%
Loan Amount 10% of the total value of property for loans up to Rs. 20 lacs up-front

20% of the total value of property for loans above Rs. 20 lacs & up to Rs. 75 lacs up-front

25% of the total value of property for loans above Rs. 75 lacs up-front
Tenure Min. - 1 Yrs.
Max. - 30 Yrs.
Interest Rates
Tenure Interest Type Interest Rate Offer
1 - 30 Yrs. Floating 10.75 % Regular (Up to Rs.30.00 lacs - 10.50%

Above Rs.30.00 lacs & upto Rs.75.00 lacs - 10.75%

Above Rs.75.00 lacs - 11.00%)
 Fees & charges
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