State Bank of India Home Loan : Rupee Times

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State Bank of India Home Loan

Introduction

SBI has been awarded “The Most Preferred Home Loan Provider” by AWAAZ Consumer Awards. SBI home loans give concession on interest rates on GREEN HOMES under its environment protection program. SBI has different options for loan borrowers such as ‘SBI – Flexi’ home loans provides borrowers a one time irrevocable option to choose one of the three combinations of fixed and floating interest rates and also to choose the order in which the fixed and floating rate will be availed. The other is ‘SBI- Maxgain’ home loans - earn optimal yield on savings and minimize interest burden on home loans, with no extra cost. ‘SBI –Realty’ Home loans - purchase a plot of land for house construction. ‘SBI – Freedom’ Home loans – who want to invest in a property without mortgaging the same. SBI offers ‘SBI – Optima’ additional home loans and ‘SBI – Homeline’ special personal loans for existing home loan borrowers who have a repayment record of 3 years, etc.

Highlights

Interest Rate	10.15%
Loan Amount	Upto Rs. 20 Lacs - 10% above 20 lacs up to 75 lacs - 20% Above Rs. 75 Lacs. - 25%
Tenure	Min. - 5 Yrs.
Time to Process Loan	7 days

Interest Rates

Tenure	Interest Type	Interest Rate	Offer
1 - 30 Yrs.	Floating	10 %	Regular (up to 30 lacs - 10.00% above 30 lacs - 10.15% )

Fees & charges

Eligibility Criteria

Security

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