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| COMPARE : HOME LOANS |
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| Introduction |
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| Syndicate bank makes your dream of owning a home come true by giving housing loan under SyndNivas scheme. A person can take loan for construction or acquisition of house/ flat, buying land, acquiring a new house or an old house not more than 25 years old. The loan can also be taken for acquisition of furniture/ fixtures including air conditioners, geysers, cots, tables, etc which form a part of improvement or expansion of the home purchased or constructed out of the housing loan. You can easily avail the loan by fulfilling the eligibility criteria and documentation required. |
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| Highlights |
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| Interest Rate |
0% |
| Loan Amount |
30%, 25% of total project cost for construction/purchase of new flat or house upto 5 years old. 30% for acquiring house which is above 5 years old. 30% of the estimated cost of addition, extension, repairs and renovation.
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| Tenure |
Min. - 10 Yrs.
Max. - 20 Yrs.
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Interest Rates
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| Tenure |
Interest Type |
Interest Rate |
Offer |
| 10 - 20 Yrs. |
Floating |
11 % |
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| 1 - 10 Yrs. |
Floating |
10.75 % |
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 Fees & charges
Fees & charges
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| Processing Fee |
0.5 % |
| Pre-Payment Charges |
2 % |
| Changing Fixed to Floating rate of interest Charges |
0.25 % |
| Changing Floating to Fixed rate of interest Charges |
0.5 % |
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