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| COMPARE : HOME LOANS |
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| Introduction |
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| Vijaya bank offers you an excellent opportunity to avail housing loan for the construction/acquisition of house/flat as well as for repair/renovation of the existing house/flat. The housing loan scheme of the bank covers purchase of old house / flat of age 30 years and below, home improvement loan – repairs, renovation (including cost of kitchen Cabinet, racks, wardrobes, and electrical/solar power fittings) of existing house of age 50 years and below. The maximum quantum of loan is any amount - on need based as per the cost less fixed margin subject to loan entitlement. |
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| Highlights |
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| Interest Rate |
0% |
| Loan Amount |
Min. - Rs 100000
Max. - Rs 10000000
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| Tenure |
Min. - 5 Yrs.
Max. - 20 Yrs.
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Interest Rates
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| Tenure |
Interest Type |
Interest Rate |
Offer |
| 15 - 20 Yrs. |
Floating |
11.5 % |
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| 5 - 10 Yrs. |
Floating |
11 % |
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| 10 - 15 Yrs. |
Floating |
11.25 % |
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| 1 - 5 Yrs. |
Floating |
10.75 % |
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 Fees & charges
Fees & charges
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| Processing Fee |
0.28 % |
| Pre-Payment Charges |
1 % |
| Changing Fixed to Floating rate of interest Charges |
1.1 % |
| Changing Floating to Fixed rate of interest Charges |
1.66 % |
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Security
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Security |
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security of the site and building / flat constructed / to be constructed / to be purchased for which the finance is being extended, subject to satisfactory valuation and applicant’s clear marketable title / free from encumbrance the property. |
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