The bank gives personal loans for:
Purchase of Consumer Durables / Furniture / Fixtures / Computers
2. Repairs / Renovations of Flat / House
3. Purchase of 2 wheelers
4. Purchase of Gold Ornaments
5. Marriage & other religious ceremonies
6. Domestic / Foreign Tours & Travels
7. Repayment of existing debt
8. Takeover of personal loan from other banks
9. Medical expenses for self / family members etc.