Bank of India has two personal loan schemes star mitra personal loan for physically challenged persons to help in becoming independent. Loan is provided to physically challenged persons to purchase durable and sophisticated aids / appliances needed by them. The loan is given to even minor children who are unfortunately physically challenged. To them loan is provided through their parents / legal guardians. The other personal loan scheme is star personal loans for personal requirements of customers and their family members to meet cost of marriage, medical treatment, education expenses of children, etc.