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| COMPARE : PERSONAL LOAN |
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| Introduction |
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| HSBC provides personal loans for various expenses, like your daughter's marriage, furnishing your home or a family holiday. It also provides loans for home renovation or other home related expenses, marriage expenses, travel expenses, transferring an existing loan from another bank, purchasing consumer durables or equipment, retiring other debts, any other personal needs and contingencies. |
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| Highlights |
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Salaried |
Self Employed |
| Loan Scheme |
HSBC Personal Loan |
HSBC Personal Loan |
| Loan Type |
Term Loan |
Term Loan |
| Loan Amount |
Min. - Rs 75000
Max. - Rs 1500000
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Min. - Rs 75000
Max. - Rs 1500000
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| Tenure |
Min. - 12 months.
Max. - 60 months.
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Min. - 12 months.
Max. - 60 months.
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| Interest Rate |
Min. - 13.5 %
Max. - 17.5 %
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Min. - 13.5 %
Max. - 17.5 %
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 Fees & charges
Fees & charges
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Salaried |
Self Employed |
| Processing Fee |
1 % |
1 % |
| Cheque Bouncing Charges |
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350 Rs |
| Pre-Payment Charges |
4 % |
4 % |
| Cheque Swapping Charges |
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250 Rs |
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Eligibility Criteria
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Eligibility Criteria
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Salaried
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Salaried:
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| Monthly Income |
The minimum net annual income should be Rs.,500,000 p.a. (including co-applicant's or applicant's income) for salaried individuals.
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| Age |
Min.: 21 Yrs. Max.: 60 Yrs. |
| Documents Required: |
| ID Proof |
Yes |
| Residence Proof |
Yes |
| Income Proof |
Yes |
| Telephone |
No |
| Photograph |
Yes |
| Bank Statement |
Yes |
| Signature Proof |
Yes |
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Self Employed
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Self Employed:
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| Monthly Income |
The minimum net annual income should be Rs.,500,000 p.a. (including co-applicant's or applicant's income) for salaried individuals.
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| Age |
Min.: 21 Yrs. Max.: 60 Yrs. |
| Documents Required: |
| ID Proof |
Yes |
| Residence Proof |
Yes |
| Income Proof |
Yes |
| Telephone |
No |
| Photograph |
Yes |
| Bank Statement |
Yes |
| Signature Proof |
Yes |
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Terms & Conditions
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Terms & Conditions |
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Personal Loans from HSBC are available in the cities of Delhi, Mumbai, Pune, Kolkata, Bangalore, Hyderabad and Chennai only. |
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Show All Personal Loans
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