Indian Bank has designed customer friendly and very attractive offers of personal loan for different category of people. Consumer loan has been designed for salaried class, pensioners, professionals, Self Employed business persons and other individuals who have regular income to purchase consumer durables. Loan for salaried class, IB swarna abharana scheme is for Salaried Class Women / Working Women employed in Organised Sector / Housewives, Ind Share Schem (IPO) - For Retail Investors for resident individuals or group of individuals consisting of not more than 3 persons, Ind Smart loan for I.A.S., I.P.S., I.F.S. and I.R.S. Officials . Defence Personnel in the rank of Captain and above and Loan to LIC Agents.