State Bank of Bikaner and Jaipur has designed various schemes under personal loan to cater various needs of the people. Bank gives loan for general purpose to meet various expenses. The loan amount limit is minimum of Rs 50,000 and maximum Rs 9.00 lac subject to NMI of up to Rs.20, 000/- Rs.2.50 lac. Bank has specified more categories under this. Bank charges processing fee of 1.15% of loan amount.