COMPARE : SAVINGS ACCOUNTS Compare Saving Accounts Star Diamond Savings Account BOI Savings Plus Scheme   Bank of India : Star Diamond Savings Account Average quarterly balance 1 lac and above Branch debit transactions per month FREE Home delivery of Demand Drafts (couriered) FREE International Gold Credit Card FREE Inward Cheque Return charges - local Waived Air Accident Travel Insurance Upto Rs.5.00 lacs free. More >>   Bank of India : BOI Savings Plus Scheme BOI Savings Plus is a mix of Savings Bank Account and Term Deposit Account. It aims at maximizing the earnings for the customer, without jeopardizing liquidity. Minimum balance in SB portion is Rs.25,000/- and minimum balance in Term Deposit Portion is Rs.5,000/-. Any amount in excess of Rs.25,000/- in the SB portion will be auto swept out into the SDR or DBD portion in multiples of Rs.5,000/- on daily basis. In the SDR portion, monies can be invested for any period from 15 days to 179 days, as per the customer's choice. In the DBD portion, monies can be invested from 6 months upto and including 10 years, as per the customer's choice. Upon maturity, the principal in the SDR/DBD portion would be auto-renewed for an equal period, while the interest would be credited to the SB portion on the concerned due date. The same, if not withdrawn can be swept back again into SDR/DBD for a period of the customer's choice. In case the balance in the SB portion is short of the required level to meet cheques presented in the A/c., funds from SB Plus portion will be auto swept in, into the SB portion, in multiples of Rs.1,000/- on daily basis. Although this would amount to Payment before Maturity, no penalty would be charged. The latest SDR/DBD deposit would be closed before maturity (in multiples of Rs.1,000/-) to ensure that the customer does not have to bear higher loss (i.e. LIFO principle to apply). Non-maintenance of minimum balance prescribed in the SB portion, will attract a penalty of Rs.200/- per quarter. Rate of Interest on the SB portion would be 3.5% p.a., while the Rate of Interest on the SDR/DBD portion will depend on the tenure for which each deposit is placed, and at the ruling Interest Rate as on the date the deposit is placed or renewed. TDS norms would apply as per extant rules. More >> Refine your search  Bank: All ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank  Category: Any Regular Senior Citizen Only Women Only Salary Account Privileged Account No Frills  Minimum AQB (Average Quarterly Balance): Min.:  Rs  Max.:  Rs   Features:  ATM Card  Debit Card  Internet Banking  Phone Banking  Mobile Banking  SMS Alerts Bank of India Products Bank of India Credit Cards Bank of India Auto Loans Bank of India Personal Loans Bank of India Fixed Deposits Bank of India Educational Loans COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Carnival of Indian Personal Finance Blogs #6 Carnival of Indian Personal Finance Blogs #3 Credit profile and its effect on loan... Carnival of Indian Personal Finance Blogs #1 12 point conduct checklist for bank and...