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SAVINGS BANK ACCOUNT CANSARAL SAVINGS ACCOUNT
SB GOLD SCHEME (CBS branches only)
  Canara Bank : SAVINGS BANK ACCOUNT
  • NATURE OF DEPOSIT: Running (Operating) account.
  • PERIODICITY OF INTEREST PAYMENT: Interest is payable half-yearly, every February and August on the minimum balance in the account, between the 10th and last day of the month.
  • SPECIAL RATE FOR SENIOR CITIZEN-Not applicable
  • SPECIAL RATE FOR BULK DEPOSITS- Not applicable
  • TDS- Not applicable

  Canara Bank : CANSARAL SAVINGS ACCOUNT
  • An SB product designed for the common man to provide a basic banking facility as part of the financial inclusion objective of RBI.
  • MINIMUM DEPOSIT The account can be maintained even with zero balance.
  • WITHDRAWAL/ DEPOSIT:
    • Permitted through withdrawal order form, cheque and ATM cum Debit Card
    • Maximum 6 withdrawals per month including drawings through ATM free of charge. For withdrawals exceeding 6 per month would be levied a service charge at the rate not exceeding Rs.5/- per withdrawal at the discretion of the branch.
    • The minimum amount that may be deposited/ withdrawn “IN CASH” in an account is as prescribed by the bank from time to time. Currently minimum deposit or withdrawal “IN CASH” is Rs.10/-. In case of withdrawal through ATM, the minimum amount is Rs.100/- (Currently).
  • TDS- Exempted

  Canara Bank : SB GOLD SCHEME (CBS branches only)
  • NATURE OF DEPOSIT Running (Operating)account
  • PERIODICITY OF INTEREST PAYMENT Interest is payable half yearly, every February and August on the minimum balance in the account, between the 10th and last day of the month.
  • SPECIAL RATE FOR SENIOR CITIZEN Not applicable
  • SPECIAL RATE FOR BULK DEPOSITS Not applicable
  • TDS Not applicable
  • LOAN AGAINST DEPOSIT Not permitted
  • VALUE ADDED FACILITIES:
    • DD facility at 50% concession i.e. Re.1/- per Rs.1000/- or part thereof
    • Funds transfer under NEFT and RTGS(Canspeed) at 50% concession
    • Free Debit Card (as per Bank's rules for issue of Debit Cards)
    • Issue of free Credit Card to the 1st account holder (for others as per existing rules of the Bank)
    • Waiver of demat account opening charges.
    • Free Anywhere Banking (AWB) facility.
    • Sweep-in Sweep-out facility: Sweep-in into term deposit of amounts beyond Rs.1,00,000/- at the request(one time) of the customer mentioning the tenor of the term deposit.
    • Name printed cheque book.
    • Free funds transfer facility through our Internet Banking
    • Free Telebanking facility.
    • No ledger folio charges.

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