ICICI Bank Saving Accounts |
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ICICI bank savings account has been designed to offer you a valuable banking experience. Under savings accounts, bank offers various facility like Debit-cum-ATM card to withdraw cash from any ATM. Money Multiplier facility that enables the transfer of your idle money into a high interest savings account. Further there are Internet banking facility, 24-hour Customer Care service, Mobile banking, Standing instructions, Nomination facility and Bank@home facility that allows you to order cash deposits and withdrawals from home. The services include cash / cheques deposits and cash/DD/PO delivery at home, DD call and collect facility.
ICICI bank has range of savings account for different people such as – Special savings account, ‘Life Plus’ Senior citizens services, Rural savings account, No frills account, People’s savings account, Freedom savings account, and Self help group accounts.
Special savings account has features like solutions with added features, ideal for tax-exempt entities, inward remittance, etc. 'Life Plus' Senior Citizen account offers services such as higher interest rates on term deposits, demand loans against deposit, special Senior Citizen ‘Life Plus’ Debit card, etc. Rural savings account is available to Business Correspondents. Bank issues E-passbook to the customer, interest is paid half-yearly, etc. Under No Frills account, there is no need to maintain quarterly average balance. The bank issues one cheque book of 25 leaflets per annum and VISA debit card free of cost.
Further there are internet banking facility and mobile banking available under the account. People’s savings account is available only through banks’ rural branches. No annual fees is charged, account can be opened with a minimum balance of Rs 500/-, etc. Freedom savings account allows you to enjoy free, unlimited access to all non-ICICI Bank ATMs (for cash withdrawals and balance enquiry). Minimum quarterly average balance of Rs.10,000 is required to be maintained to keep the account operative and ICICI BANK Proprietary ATM Card on NFS ATM network. The offer can be availed only for domestic transactions. For International transactions there are charges as per current charges. A Self help group account is a group account for Self-help and Joint liability groups. The account can be opened with a minimum balance of Rs 1000/-, no annual fees is charged and you get facility of unlimited transaction at the base branch where you have opened your account. |
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- The ICICI Bank International debit card: It is a debit-cum-ATM card providing you with the convenience of acceptance at merchant establishments and cash withdrawals at ATMs.
- The next time you want to withdraw cash from your ICICI Bank Savings account, just walk into any bank's ATM and use your ICICI Bank ATM-cum-Debit card for free: The above benefit is available to individual domestic Savings Account holders on maintenance of a quarterly average balance of more than Rs.10, 000 in the savings account in a quarter. The above benefit can be availed in the same quarter.
- Money Multiplier Facility.
- Internet Banking is offered free of cost.
- Anywhere Banking: This facility entitles the account holder to withdraw or deposit cash upto a limit of Rs.50,000 across all ICICI Bank branches.
- You can give us various types of standing instructions like transferring to fixed deposit accounts at regular intervals.
- An average quarterly balance of Rs. 5,000 only.
- Nomination facility is available.
- Interest is payable half-yearly.
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- The ICICI Bank International debit card: It is a debit-cum-ATM card providing you with the convenience of acceptance at merchant establishments and cash withdrawals at ATMs.
- The next time you want to withdraw cash from your ICICI Bank Savings account, just walk into any bank's ATM and use your ICICI Bank ATM-cum-Debit card for free: The above benefit is available to individual domestic Savings Account holders on maintenance of a quarterly average balance of more than Rs.10, 000 in the savings account in a quarter. The above benefit can be availed in the same quarter.
- Money Multiplier Facility.
- Internet Banking is offered free of cost.
- Anywhere Banking: This facility entitles the account holder to withdraw or deposit cash upto a limit of Rs.50,000 across all ICICI Bank branches.
- You can give us various types of standing instructions like transferring to fixed deposit accounts at regular intervals.
- An average quarterly balance of Rs. 5,000 only.
- Nomination facility is available.
- Interest is payable half-yearly.
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- The ICICI Bank International debit card: It is a debit-cum-ATM card providing you with the convenience of acceptance at merchant establishments and cash withdrawals at ATMs.
- The next time you want to withdraw cash from your ICICI Bank Savings account, just walk into any bank's ATM and use your ICICI Bank ATM-cum-Debit card for free: The above benefit is available to individual domestic Savings Account holders on maintenance of a quarterly average balance of more than Rs.10, 000 in the savings account in a quarter. The above benefit can be availed in the same quarter.
- Money Multiplier Facility.
- Internet Banking is offered free of cost.
- Anywhere Banking: This facility entitles the account holder to withdraw or deposit cash upto a limit of Rs.50,000 across all ICICI Bank branches.
- You can give us various types of standing instructions like transferring to fixed deposit accounts at regular intervals.
- An average quarterly balance of Rs. 5,000 only.
- Nomination facility is available.
- Interest is payable half-yearly.
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Reduces your paperwork.
Saves remittance costs.
Employees receive instant credit of salaries.
More convenient than ECS.
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Reduces your paperwork.
Saves remittance costs.
Employees receive instant credit of salaries.
More convenient than ECS.
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Standing instructions Facility for automatic transfer of money from parent’s account to the child’s account
Money Multiplier facility
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Zero Balance facility with a RD of just Rs 2,000
Money Multiplier facility
Pay bills from the comfort of your home or office with our Bill Pay facility
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