COMPARE : SAVINGS ACCOUNTS
Indian Overseas Bank Saving Accounts
Regular Savings Bank Savings Banks Gold 1
Savings Bank Gold 2 Savings Bank Silver 1
Savings Bank Silver 2 No Frills Account
IOB Student Corporate Salary Account
IOB - SB platinum
  Indian Overseas Bank : Regular Savings Bank
  • Account holder shall be issued International VISA Debit Card with the account.
  • The facility of instant credit of outstation cheques, upto Rs. 15,000 will also be given.
  • The account holder is also entitled to avail various other banking facilities including internet banking facility, multicity cheque facility, standing instruction facility and anywhere banking.
  • Account holder is also eligible to enjoy various insurance products.

  Indian Overseas Bank : Savings Banks Gold 1
  • The account holder will get ATM card on the very first day.
  • No charges will be applicable on International Debit Card issued with the account.
  • Facilities like internet banking, personalized multi city cheques, monthly account statements over E-mail, SMS alerts are also applicable with this account.
  • Free RTGS and NEFT facility.
  • Personalized cheque books will also be issued free of cost.
  • Free personal insurance cover of Rs. 5 lakh and facility of family health insurance is also applicable.
  • Account holder can also avail preferential rate for Gold coins.
  • Other facilities available with the account includes Free opening of Demat account, free online Tax Payment and PAN/TAN facility.

  Indian Overseas Bank : Savings Bank Gold 2
  • The account holder will get ATM card on the very first day.
  • No charges will be applicable on International Debit Card issued with the account.
  • Facilities like internet banking, personalized multi city cheques, monthly account statements over E-mail, SMS alerts are also applicable with this account.
  • Free RTGS and NEFT facility.
  • Personalized cheque books will also be issued free of cost.
  • Free personal insurance cover of Rs. 5 lakh and facility of family health insurance is also applicable.
  • Account holder can also avail preferential rate for Gold coins.
  • Other facilities available with the account includes Free opening of Demat account, free online Tax Payment, PAN/TAN facility, online equity trading and overseas travel card free of cost.

  Indian Overseas Bank : Savings Bank Silver 1
  • ATM card will be issued to the account holder on the very first day, ATM usage at any bank will not attract any extra charges.
  • No extra charges are applicable on the usage of International Debit Card issued with the account.
  • Other facilities like internet banking , SMS alerts, Online tax payment facility, anywhere banking, PAN/TAN facilitation, utility bill payment are also available with this account.
  • RTGS and NEFT facility is also available with this account and that too free of charges.
  • The account holder will get a personal health cover of Rs. 1 lac and can also avail facility of family health insurance.
  • Overdraft facility is also available with this account.

  Indian Overseas Bank : Savings Bank Silver 2
  • ATM card will be issued to the account holder on the very first day, ATM usage at any bank will not attract any extra charges.
  • No extra charges are applicable on the usage of International Debit Card issued with the account.
  • Other facilities like internet banking , SMS alerts, Online tax payment facility, anywhere banking, PAN/TAN facilitation, utility bill payment are also available with this account.
  • RTGS and NEFT facility is also available with this account and that too free of charges.
  • The account holder will get a personal health cover of Rs. 1 lac and can also avail facility of family health insurance.
  • Overdraft facility is also available with this account.

  Indian Overseas Bank : No Frills Account
  • This account can be opened at a minimum balance of Rs. 5.
  • This account can be opened at all the branches of the bank.

  Indian Overseas Bank : IOB Student

  • free personal accident insurance cover of Rs 1 lac

  •   Indian Overseas Bank : Corporate Salary Account

  • Personal accident insurance cover for Rs 1 lac

  •   Indian Overseas Bank : IOB - SB platinum

  • Free accident insurance cover up to 75000

  • Online Tax Payment/utility bills paymeny facility

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