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Savings Bank Deposit Scheme SB Ujala -No Frills Account
  Jammu & Kashmir Bank : Savings Bank Deposit Scheme
    Convenient and easy to operate account to save time and money. Suitable for irregular income group No time bar on depositing or withdrawing money.
  • Anywhere banking facility.
  • Telebanking facility.

  Jammu & Kashmir Bank : SB Ujala -No Frills Account
  • A variant of Saving Bank account to ensure financial inclusion and to strive for making banking services easily accessible to all segments of society.
  • Minimum initial deposit is Rs.50/-. However, customers also allowed to open the account with a banking instruments like Banker's cheque, etc. However, minimum balance of Rs 50/- is mandatory to keep the account operational.
  • 4 withdrawals permissible per month.
  • Cheque book facility available to account holder/s maintaining average quarterly balance of Rs.1000/- and above for past 6 months.

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