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COMPARE : SAVINGS ACCOUNTS
Oriental Bank of Commerce Saving Accounts
SB-Basic
Jeevan Sarathi for PH
SB Vidyarthi
OBS Unnanti
OBC platinum saving deposit account
Oriental Salary Plus
OBC Diamond saving Account
Oriental Bank of Commerce :
SB-Basic
This account can be opened at an initial deposit of Rs. 10 and afterwards it can be maintained at zero balance.
No charges are applicable on Standing Instruction for transfer of funds within same branch.
6 withdrawals can be made from the account every month.
One cheque book is issued with the account every month.
Account holder can invest under available fixed deposits scheme provided collective deposits should not cross the ceiling limit of the account.
If the amount in the account exceeds the limit of Rs. 50,000 then the account will be converted in to a SB General Account.
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Oriental Bank of Commerce :
Jeevan Sarathi for PH
This account can be opened as well as maintained at zero balance.
Collection of instruments and Issuance of DDs/POs At Par.
Free internet banking as well as free "Proton" ATM Card.
Neither Standing Instruction Charges nor Stop Payment Charges are applicable.
Nomination facility is available with this account.
Free ABB Cash transactions upto Rs 50000.
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Oriental Bank of Commerce :
SB Vidyarthi
It is a student account and can be maintained at zero balance.
Overdraft facility is also available with this account, with a maximum limit of Rs. 1,500.
Cheque book will only be issued only to the majors.
With this account "Cashmate", ATM cum Debit VISA credit card will be issued.
No annual charges are applicable on the debit card.
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Oriental Bank of Commerce :
OBS Unnanti
A minimum balance of Rs. 1000 in metro branches and Rs. 500 at all other branches is required to maintain with this account.
Along with the account comes a welcome kit with ready to use ATM.
Speed clearing facility is available with this account.
A concession of 50% is applicable on the NEFT/RTGS facility offered by the account.
Free internet banking, mobile banking and free ECS Debit/Credit is offered with this bank.
Payment of cheque can be stopped by the account holder.
Cheques are processed immediately for outstation collections upto Rs. 15,000 for Rural and semi-urban and for urban branches it is rs. 25,000.
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Oriental Bank of Commerce :
OBC platinum saving deposit account
Personal accident Insurance cover Rs.10.00 Lac free of cost till AQB is maintained
Instant credit of Local/outstation cheque after 6 months of opening of account Up to Rs. 50000
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Oriental Bank of Commerce :
Oriental Salary Plus
Account opening with Zero Balance
Welcome Kit with ready to use ATM card
Online Tax Payment & Payment of income Tax through ATM. NEFT/RTGS at 50% concessional Charges.
ECS Debit/Credit free
Free accidental insurance up to Rs.100, 000/- (For 1st year only)
Bank's Mediclaim Scheme at attractive premiums
Demat Accounts Charges waived for one year.
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Oriental Bank of Commerce :
OBC Diamond saving Account
Personalized Multicity Cheques Book Free
Personal accident Insurance cover Rs.5.00 Lac free of cost till AQB is maintained
Locker rent concession 25% discount
Stop payment & standing instructions Free
Instant credit of Local/outstation cheque after 6 months of opening of account Up to Rs. 25000
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Category:
Any
Regular
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No Frills
Minimum AQB (Average Quarterly Balance):
Min.: Rs
Max.: Rs
Features:
ATM Card
Debit Card
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SMS Alerts
Oriental Bank of Commerce Products
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