Oriental Bank of Commerce Saving Accounts : Rupee Times

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Oriental Bank of Commerce Saving Accounts

This account can be opened at an initial deposit of Rs. 10 and afterwards it can be maintained at zero balance.
No charges are applicable on Standing Instruction for transfer of funds within same branch.
6 withdrawals can be made from the account every month.
One cheque book is issued with the account every month.
Account holder can invest under available fixed deposits scheme provided collective deposits should not cross the ceiling limit of the account.
If the amount in the account exceeds the limit of Rs. 50,000 then the account will be converted in to a SB General Account.

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It is a student account and can be maintained at zero balance.
Overdraft facility is also available with this account, with a maximum limit of Rs. 1,500.
Cheque book will only be issued only to the majors.
With this account "Cashmate", ATM cum Debit VISA credit card will be issued.
No annual charges are applicable on the debit card.

A minimum balance of Rs. 1000 in metro branches and Rs. 500 at all other branches is required to maintain with this account.
Along with the account comes a welcome kit with ready to use ATM.
Speed clearing facility is available with this account.
A concession of 50% is applicable on the NEFT/RTGS facility offered by the account.
Free internet banking, mobile banking and free ECS Debit/Credit is offered with this bank.
Payment of cheque can be stopped by the account holder.
Cheques are processed immediately for outstation collections upto Rs. 15,000 for Rural and semi-urban and for urban branches it is rs. 25,000.

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